GFCU Checking Accounts
Create a solid financial foundation with a checking account at GFCU. With a secure way to make and accept payments, a checking account is one of the first steps to proper financial management.
Account holders receive a personalized debit card that can be used:
- At nearly 30,000 surcharge-free ATMs nationwide (no service fee from GFCU or the ATM provider), including the ability to accept deposits at 9,000 ATMs, through the CO-OP ATM Network
- To make withdrawals at 5,000+ CO-OP Shared Branches
Choose the checking account that's right for you.
Generations’ consumer checking options include Basic Checking and MyAdvantage Checking. Review details below to see which is best for you.
Basic Checking |
MyAdvantage Checking |
|
| Get Paid Up To 2 Days Early – Receive your direct deposit funds the same day they are received by the credit union. | Yes | Yes |
| Free Visa® Debit Card | Yes | Yes |
| Access to Online & Mobile Banking | Yes | Yes |
| Minimum Opening Balance | $25 | $25 |
| Free Bill Pay Service | Yes | Yes |
| Access to CO-OP ATM Network | Yes | Yes |
| Monthly Service Fee | $0 | $5 |
| One Box of Free Standard Checks Each Year | No | Yes |
| Identity Theft Protection | No | Yes |
| Credit Monitoring | No | Yes |
| Mobile Phone Protection | No | Yes |
| Shopping Discounts | No | Yes |
| Access to Credit Report Every 90 Days | No | Yes |
| Travel and Leisure Discounts | No | Yes |
| Health Discount Savings | No | Yes |
Apply Today! |
Learn More & Apply | Learn More & Apply |
Not a Generations FCU Member?
In order to open a checking account, you must establish membership with GFCU. There are many ways to qualify for membership. Find out if you qualify or stop by one of our branches.
In addition to meeting membership requirements, you must open and maintain a GFCU Savings Account with a minimum $5 balance.