*APR is Annual Percentage Rate. Rate of 3.24% applies to a new auto loan enrolled in automatic payments from a MyAdvantage Checking account with a loan term up to 60 months. This includes a rate discount of 0.25%, which may be applied to new and used auto loans that are enrolled in automatic payments from a MyAdvantage Checking account at the time of loan closing. **Conditions do apply in order for an auto loan to receive the 90-day payment deferral option and not all loans will qualify. Refinances of existing GFCU auto loans are not eligible for the 90-day first payment deferral or the autopay rate discount. Additionally, a $75 fee will be assessed for any refinance of an existing GFCU auto loan. ***Loan term selection does vary based on total amount being financed. Rate is effective as of 7/23/19. All loans subject to approval. Rates and terms are subject to change without notice and may vary based on your creditworthiness.