BLACK FRIDAY EXCLUSIVE
Special Offers On Auto Loans, Personal Loans & Debit/Credit Card Rewards
When you finance your vehicle with GFCU, you’ll enjoy:
Fast decisions
No Payments up to 90 Days**
Competitive, Fixed Rates
Auto Rates
New + Used
APR (As low as)*
APR (As low as)*
APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to new and used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rate listed also includes a discount of 0.20%, which will be applied to a new or used auto loan that is opened during the Black Friday promotional period of 11/28/2025 to 12/08/2025. Rates effective 11/28/2025 to 12/08/2025. Payment Example: For a $15,000 loan for a term of 36 months with a 4.95% APR, the monthly payment will be $449.23.
84 months available for $30,000 or greater
72 months available for $20,000 or greater
60 months available for $10,000 or greater
48 months available for $5,000 or greater
Ready To Start Your Auto Loan Application?
Apply Online NowVehicle Protection and Peace of Mind
Consider purchasing additional vehicle protections that pick up where insurance policies and manufacturer warranties leave off.
Don’t let an unexpected event take the joy out of your new purchase.
Experience peace of mind with GAP, MMP and MVP benefits.
Guaranteed Asset Protection (GAP) Advantage3
GAP coverage could eliminate or reduce costs that your insurance policy doesn’t cover if your vehicle is totaled due to an accident, fire, or theft. Protection also includes a $2,500 allowance to finance a replacement vehicle.
Major Mechanical Protection (MMP)4
MMP coverage keeps your vehicle protected after your manufacturer’s warranty expires. Get quoted for MMP coverage even if your vehicle is not financed with GFCU.
Member Value Protection (MVP)5
MVP coverage gives you a benefit up to $6,000 in depreciation coverage when you return to GFCU to finance a replacement vehicle due to total loss or unrecovered theft.
PERSONAL LOANS
As Low As 9.54% APR!1
Use a GFCU Personal Loan to take control of your finances ahead of the new year. With fixed rates and no payments up to 90 days**, a personal loan could help you meet a variety of financial goals, such as:
- Consolidating multiple higher-rate loans and/or credit card balances into one single payment
- Paying for unexpected medical expenses or costly vehicle repairs
- Making a major purchase this holiday season
- Bridging the gap between upcoming travel expenses and available savings
Give yourself more financial flexibility today!
Personal Loan Benefits
Rates as Low as 9.54% APR1
No Payments Up to 90 Days**
Terms from 12 to 60 Months1
Personal Loan Rates
Personal & Unsecured
APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rate listed also includes a discount of 0.20%, which will be applied to a new personal loan that is opened during the Black Friday promotional period of 11/28/2025 to 12/08/2025. Rates effective 11/28/2025 to 12/08/2025.
Payment Example: For a $5,000 loan for a term of 36 months with a 9.54% APR, the monthly payment will be $160.26.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount or the Black Friday promotional rate discount.
Ready To Start Your Personal Loan Application?
Apply NowVisa® Debit & Credit Card Transactions
2X REWARDS!
All eligible GFCU Debit Cards and Rewards Credit Cards will automatically earn 2x rewards* on transactions made now through Dec. 2.
- Includes both in-store AND online transactions, as well as purchases made from your mobile wallet.
- See and manage your reward points easily from Online Banking or your Mobile Banking App.
- Redeem points for gift cards, cash back, travel & more!
Use your GFCU Visa® Debit and/or Credit Card to start earning DOUBLE Rewards now through Dec. 2!*
All loans are subject to approval. Rates, terms, and conditions are subject to change.
1Personal Loan Disclosures: APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rate listed also includes a discount of 0.20%, which will be applied to a new personal loan that is opened during the Black Friday promotional period of 11/28/2025 to 12/08/2025. Rates effective 11/28/2025.
Payment Example: For a $5,000 loan for a term of 36 months with a 9.54% APR, the monthly payment will be $160.26.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount or the Black Friday promotional rate discount.
2Auto Loan Disclosures: APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to new and used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rate listed also includes a discount of 0.20%, which will be applied to a new or used auto loan that is opened during the Black Friday promotional period of 11/28/2025 to 12/08/2025. Rates effective 11/28/2025.
Payment Example: For a $15,000 loan for a term of 36 months with a 4.95% APR, the monthly payment will be $449.23.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount or the Black Friday promotional rate discount.
3Your purchase of GAP Advantage is optional. Whether or not you purchase GAP Advantage will not affect your application for credit or the terms of any existing credit agreement you have with the Credit Union. There are eligibility requirements, conditions, and exclusions that could prevent you from receiving benefits under GAP Advantage. You should carefully read the contract for a full explanation of the terms.
4Plans are available for most new and used domestic and imported vehicles. Speak to a lending representative for vehicle eligibility criteria and more details.
5Programs and coverages may vary by state/lender. Please refer to the contract for additional terms, conditions, limitations, and exclusions. This material is for marketing purposes only. Maximum MVP benefits are not always paid to vehicle purchase price.
*2x Rewards Promo Disclosures: Eligible debit cards include cards associated with a MyAdvantage Checking Account or MyAdvantage Plus Checking Account. Eligible credit cards include Generations Rewards Cards and Generations Rewards Visa Signature Cards. From November 27, 2025 until December 2, 2025 earn 2 points for every $5 spent (signature transactions) and 2 points for every $10 spent (PIN transactions) to redeem for gift cards, cash back, travel, merchandise, donations and more. Following the promotional timeframe, rewards points earned on transactions will go back to standard earnings, which is 1 point for every $5 spent (signature transactions) and 1 point for every $10 spent (PIN transactions) to redeem for gift cards, cash back, travel, merchandise, donations and more. Bonus points will post 30 days after the end of the promotion.