Highly Rated Savings

Business can be unpredictable. Whether you've found yourself with excess funds, or you need a proper savings tool to help you save for leaner times, we have options.

A Certificate from Generations is ideal when seeking the highest available interest rate on funds that won’t immediately need to be withdrawn.

Features include:

  • No monthly service charge
  • Competitive interest rates
  • Automatic renewal at the rate in effect at maturity
  • Minimum deposit options available for as low as $1,000
  • Expansive term length options ranging from 6-60 months

Certificate Rates

Term Dividend Rate Annual % Yield
6 Months** 0.75% 0.75%
12 Months 1.20% 1.21%
18 Months 1.25% 1.26%
24 Months 1.51% 1.52%
36 Months 1.65% 1.66%
48 Months 1.75% 1.77%
60 Months 1.95% 1.97%

*$1,000 Minimum Balance Required

Jumbo Certificate Accounts*** 

Term Dividend Rate Annual % Yield
6 Months 0.80% 0.80%
12 Months 1.25% 1.26%
18 Months 1.30% 1.31%
24 Months 1.55% 1.56%
36 Months 1.70% 1.71%
48 Months 1.80% 1.82%
60 Months 2.00% 2.02%

***$100,000 Minimum Balance Required

Rates are effective as of 10/12/17. Published rates and annual percentage yields (APYs) are subject to change daily.

A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties.

Share certificates are available with a minimum deposit of $1,000.

Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and interest is compounded monthly. The stated APY assumes principal and interest remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.

Your investments are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency backed by the full faith and credit of the United States Government.

Want to learn more? Visit our Rate page to view all current rates.

Loan Rates