Need Seed Money

for home improvement projects?

Whether your plans entail complete renovations or simple additions, a Home Equity Line of Credit (HELOC) from Generations FCU can help you get the money you need for your growing home.

Apply Online for HELOC loan!

Apply Now

Or speak with a Home Loan Specialist.

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What is a HELOC?

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A HELOC is a revolving loan that uses your home as collateral. HELOCs allow you to draw on your funds as needed, giving you freedom and flexibility. Choose the one that's right for you.

Features of Fixed-Rate Home Equity Line of Credit

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All of our Fixed-Rate Home Equity Line of Credit are fixed-rate loans, you can draw money as you wish and repay up to available line amount for 5 years and you have a quick closing in 30 days or less.

Fixed-Rate Home Equity Line of Credit (Interest-Only)

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This has a specific 15-year term, an initial draw minimum of $10,000 and has an interest-only payment for the first 5 years.

Fixed-Rate Home Equity Line of Credit (Principal + Interest Payment)

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This has specific 10 or 15-year terms initial draw and a minimum of $10,000 (15-year term) or $16,000 (10-year term).