Loans

Mortgages

Unlock the door to your new home.

First-time and seasoned homebuyers alike trust the purchase or refinance of their home to a local lender and neighborhood expert. Generations FCU has been in the community for 80 years, offering quick, local decisions and personalized service every step of the way.

Enjoy competitive, fixed rates when you choose from a variety of mortgage options including:

  • Conventional Mortgage Loans
  • Veterans Administration (VA) Mortgages
  • Jumbo Mortgages

Our easy application and quick closing means you can unlock the door to your new home sooner.

Your down payment, interest rate, repayment terms and creditworthiness, along with other factors may influence loan approval. Let a Generations Home Loan Specialist match you with a mortgage that meets your needs and budget.

Speak with a Home Loan Specialist at 210-230-9380 or:

APR is Annual Percentage Rate. All loans are subject to approval. Rates and terms are subject to change without notice and may vary based on creditworthiness or specific loan details. Click on rates listed for additional information and loan assumption details.

Conventional Mortgage

At Generations FCU, a fixed-rate mortgage maintains its original interest rate throughout the term of the loan. It’s a great option if you plan to stay in your home for a long time or if you prefer the security of a fixed rate.

Conventional Mortgages Offer:

  • Fixed-rate terms are available up to 30 years
  • Available for a primary residence, a second home or investment property
  • Conforming and jumbo programs are available
  • Purchase or Refinance

VA Mortgage

Veterans Administration loans allow eligible veterans and active duty military personnel the opportunity to finance the purchase of a home or refinance their existing mortgage.

VA Loans offer:

  • No down payment required
  • Fixed interest rate
  • Terms up to 30 years
  • Up to 100% financing and can include funding fee if required
  • Purchase or refinance
  • No monthly mortgage insurance

Ready to Apply?

Choose a longer term to keep your payment amount low or a shorter term to save money over time. Our Home Loan Specialists can help you find the perfect mortgage for your needs and budget. Give us a call today at 210-230-9380.

Apply Online Now


First-Time Homebuyers

Purchasing your first home is an exciting time, but can also be stressful if you don’t have the right information going into the process.

Our partners with the City of San Antonio offer a monthly homebuyer education class that assists homebuyer hopefuls with all of their home loan questions. This monthly class covers topics such as understanding credit, applying for a mortgage, and what to expect when shopping for a home.

This class also has a special emphasis on the down payment assistance programs offered by the City.

Interested attendees can register online on the City of San Antonio’s website.

Mortgage Overview from Generations Academy

Mortgage Overview_Generations Academy

Explore homeownership costs and benefits, the types of home loans available to you, and how to secure a mortgage. This video from Generations Academy goes over the various features and costs of different home loan options, as well as the steps to applying for a loan.

You can also explore a wide-range of other financial topics, calculators and more on Generations Academy, presented in quick, interactive, easy-to-follow modules.