You're never too young to make a smart decision with your money.

The path to financial independence is learning to manage your money without worrying about the fees and charges that other banks tack on.

Generations understands that your time is valuable and we want to help. Opening a My Checking account is easy and you can do it as early as age 16. Students just need to bring in their Texas ID and social security card.

Features include:

  • No initial opening deposit requirement
  • Pick your own Visa Debit Card design to fit your style
  • No joint or co-signer required
  • Your money earns money with minimum balances
  • Be eligible to apply for an exclusive scholarship
  • Overdraft Protection*
  • Free online banking, Bill Pay and eStatements
  • Direct Deposit set up
  • Access to 55,000 surcharge-free ATMs worldwide (In-house non-proprietary ATM charges still apply.)

*Overdraft Protection: There are certain restrictions for individuals age 16 or 17.

How old do I have to be to open my own checking account?
How do I open an account?
What documents do I need to open my own checking account?
How much do I need to open an account?
Is there a monthly fee to have an account?
Will I get a Debit Card?