Current Loan Rates

Generations offers competitive rates for both deposits and loans. Check our rates across all products to learn how we can help you.

Auto Rates for 2016 and Newer Year Models

Term As low as*
Up to 60 months 2.29%
61 to 75 months 2.54%
76 to 84 months 3.79%

Used Auto Rates for 2007-2015 Year Models

Term As low as*
Up to 60 months 2.79%
61 to 75 months 3.04%
76 to 84 months 4.29%
  • 84 months available for $30,000 or greater
  • 75 months available for $20,000 or greater
  • 60 months available for $10,000 or greater
  • 48 months available for $5,000 or greater

Title Loans are available at 3% higher than the standard New/Used Auto rates.

Motorcycle Rates for 2016 and Newer Year Models

Term As low as*
12 to 36 months 3.75%
37 to 60 months 4.00%
61 to 72 months 4.50%


Motorcycle Rates for 2007-2015 Year Models

Term As low as*
12 to 36 months 4.50%
37 to 60 months 4.75%
61 to 72 months 5.00%


All rates are Annual Percentage Rates (APR). The APR is as of 03/28/2017. All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU auto loan. This fee applies to both secured and unsecured loans.