Current Loan Rates

Generations offers competitive rates for both deposits and loans. Check our rates across all products to learn how we can help you.

Auto Rates for 2018 and Newer Year Models

TermAs low as*
48 Months3.24%*
60 Months3.24%*
72 Months3.49%*
84 Months4.85%*

Used Auto Rates for 2009-2017 Year Models

TermAs low as*
48 Months3.55%*
60 Months3.55%*
72 Months3.83%*

  • 84 months available for $30,000 or greater
  • 72 months available for $20,000 or greater
  • 60 months available for $10,000 or greater
  • 48 months available for $5,000 or greater


Motorcycle Rates for 2018 and Newer Year Models

TermAs low as
12 to 36 months3.75%
37 to 60 months4.00%
61 to 72 months4.50%

Motorcycle Rates for 2009-2017 Year Models

Term As low as
12 to 36 months4.50%
37 to 60 months4.75%
61 to 72 months5.00%

All rates are Annual Percentage Rates (APR). The APR is as of 4/16/19. All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU auto loan. This fee applies to both secured and unsecured loans.

*An additional rate discount of .25% may be applied to new and used auto loans that are enrolled in automatic payments from a MyAdvantage Checking account at the time of loan closing. Any refinance of an existing GFCU auto loan is not eligible for the automatic payment discount.