**Payments are interest-only for the first 5 years.
Home Equity Line of Credit (Principal + Interest Payments)
APR* (as low as)
Home Equity Loan (1st Lien)
*APR is Annual Percentage Rate. The APR is as of 4/16/19. APR calculations for Home Equity Loans (excluding lines of credit) are based on an assumed loan amount of $50,000. Minimum loan amount is $20,000. Maximum loan amount cannot exceed 80% of fair market value. All loans are subject to approval. Rates and terms are subject to change without notice and may vary based on creditworthiness. GFCU will pay customary lender fees to include charges for title search, credit reports, automated valuation reports, county recording, and document preparation. However, in certain circumstances, borrower may be responsible for additional costs such as title insurance, appraisal fee, property survey, and certain prepaid items. Property insurance is required, including flood insurance where required.
To be eligible for these products and services, you must live, work, worship, volunteer, attend school or own a business in Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina and/or Wilson County, Texas. All immediate family members of those listed above are also eligible for membership.