Current Rates

Generations offers competitive rates for both deposits and loans. Check our rates across all products to learn how we can help you.

IRA Traditional Accounts*

TermDividend RateAnnual % Yield
12 Months SEP2.30%2.32%
18 Months SEP2.35%2.38%
24 Months SEP2.55%2.58%
36 Months SEP2.70%2.74%
48 Months SEP2.75%2.79%
60 Months SEP3.00%3.04%

*$250 Minimum Balance for IRA Certificate.

Rates are effective as of 5/21/19. Published rates and annual percentage yields (APYs) are subject to change daily.

A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties.

Share certificates are available with a minimum deposit of $1,000. IRA certificates are available with a minimum deposit of $250. 6-month IRA certificates are not available.

Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and interest is compounded monthly. The stated APY assumes principal and interest remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.

Your investments are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency backed by the full faith and credit of the United States Government.