Current Loan Rates

Generations offers competitive rates for both deposits and loans. Check our rates across all products to learn how we can help you.

IRA Certificates*Dividend RateAnnual % Yield
12 Month Traditional IRA1.20%1.21%
18 Month Traditional IRA1.25%1.26%
24 Month Traditional IRA1.51%1.52%
36 Month Traditional IRA1.65%1.66%
48 Month Traditional IRA1.75%1.77%
60 Month Traditional IRA1.95% 1.97%

*$250.00 minimum balance for IRA certificate accounts required.

12 to 60-month SEP IRAs and Educational IRAs (Coverdell ESAs) are offered at the same above named rate schedule.

Rates are effective as of 11/16/2017. Published rates and annual percentage yields (APYs) are subject to change daily.

A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties.

Share certificates are available with a minimum deposit of $1,000. IRA certificates are available with a minimum deposit of $250. 6-month IRA certificates are not available.

Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and interest is compounded monthly. The stated APY assumes principal and interest remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.

Your investments are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency backed by the full faith and credit of the United States Government.