Competitive, Fixed Rates at 15, 20 or 30 Years

Our Mortgages are highly competitive, and we will work with you to get the best products and rates possible. We could help you save on your monthly mortgage payments and improve your cashflow.

Enjoy competitive, fixed rates when you choose a Mortgage from GFCU. We offer MyAdvantage Mortgage, Conventional Mortgage and Jumbo Mortgage products.


Home Equity

Home Equity Loans

Term1st Lien
Rate* (as low as)
1st Lien
APR* (as low as)
2nd Lien
Rate* (as low as)
2nd Lien
APR* (as low as)
5 years6.35%7.21%6.85%7.71%
7 years6.35%6.98%6.85%7.48%
10 years6.55%7.01%7.05%7.51%
15 years6.60%6.93%7.10%7.43%
20 years6.875%7.14%7.375%7.64%

*APR is Annual Percentage Rate. The APR is as of 12/19/2023. APR calculations are based on an assumed loan amount of $50,000. Minimum loan amount is $20,000. Maximum loan amount cannot exceed 80% CLTV (combined loan-to-value). All loans are subject to approval. Rates and terms are subject to change without notice and may vary based on creditworthiness. Borrower may be responsible for certain closing costs, the exact amount of which depends on the property type, location, and the loan amount. Property insurance is required, including flood insurance where required. Payment Example: For a $50,000 loan for a term of 15 years (180 months) with a 6.93% APR, the monthly payment will be $438.31. Taxes and insurance premiums are not included in this payment example and member’s actual payment obligation may be greater.