Competitive, Fixed Rates at 15, 20 or 30 Years

Our Mortgages are highly competitive, and we will work with you to get the best products and rates possible. We could help you save on your monthly mortgage payments and improve your cashflow.

Enjoy competitive, fixed rates when you choose a Mortgage from GFCU. We offer MyAdvantage Mortgage, Conventional Mortgage and Jumbo Mortgage products.


Home Equity

Home Equity Loans

Term1st Lien
1st Lien
2nd Lien
2nd Lien
5 years2.99%3.19%3.49%3.69%
7 years3.45%3.60%3.95%4.10%
10 years3.65%3.76%4.15%4.26%
15 years3.75%3.82%4.25%4.32%
20 years4.90%4.96%5.40%5.46%

*APR is Annual Percentage Rate. The APR is as of 06/24/2022. APR calculations are based on an assumed loan amount of $50,000. Minimum loan amount is $20,000. Maximum loan amount cannot exceed 80% CLTV (combined loan-to-value). All loans are subject to approval. Rates and terms are subject to change without notice and may vary based on creditworthiness. GFCU will pay customary lender fees to include charges for title search, credit reports, automated valuation reports, and document preparation. However, in certain circumstances, borrower may be responsible for additional costs such as title insurance, appraisal fee, property survey, and certain prepaid items. Property insurance is required, including flood insurance where required. Payment Example: For a $50,000 loan for a term of 5 years (60 months) with a 3.19% APR, the monthly payment will be $898.21. Taxes and insurance premiums are not included in this payment example and member’s actual payment obligation may be greater.