Personal Loan Rates
Instant Funding
*APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rates effective 05/04/2026. All loans subject to approval.
Payment Example: For a $4,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $128.58.
Personal & Unsecured
APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rates effective 05/04/2026. All loans subject to approval.
Payment Example: For a $5,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $160.73.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.
Share Secured Loans
All loans subject to approval. Rates and terms effective 05/04/2026.
Other Loan Products
*APR is Annual Percentage Rate. APR is effective as of 05/04/2026. Payment Example: For a $2,500 loan for a term of 18 months with a 6.00% APR, the monthly payment will be $145.66. All loans subject to approval.
*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.