- Checking Accounts
- Savings Accounts
- Credit Cards
Use a Personal Loan to take control of your finances. A GFCU fixed rate loan can help you meet a variety of financial goals, such as:
Receive a Personal Loan in one lump sum and make predictable monthly payments. Or, access funds as you need them with a Personal Line of Credit.
Loans and lines of credit are subject to credit approval.
GFCU Personal Loans are available to members at competitive rates with flexible terms to meet your needs.
Ready to start your application?
View loan balances and make payments on your Personal Loan easily and securely with Online and Mobile Banking.
View your account and make payments on your schedule with Online Banking.
Enjoy the same features available with Online Banking from your mobile device! The Generations App is compatible with all Apple and Android devices. Plus, you can add external accounts to make payments even easier.
|Term||APR (As low as)*|
|Up to 36 months||4.99%|
|37 to 48 months||6.74%|
|49 to 60 months||6.74%|
*APR is Annual Percentage Rate. Rates listed include a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 05/02/2022. For a $5,000 loan for a term of 36 months with a 4.99% APR, the monthly payment will be $150.36. Not all applicants may be eligible to receive up to 90 days with no payments. All loans are subject to approval. Rates, terms, and conditions are subject to change.
**Current GFCU loans are not eligible for refinance with a Personal Loan.
Want to see how much money you could save while paying off debt? The GFCU Debt Payoff Calculator takes into account your fixed rate loans and other unsecured debt to determine how much money you could save by using either the Avalanche Method or Snowball Method.
You also have access to a wide array of financial education through Generations Academy, including interactive Loans & Payments modules to teach you about auto loans, payday loans, credit cards, and more.
*All loans subject to approval. APR is Annual Percentage Rate. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU personal loan. This fee applies to both secured and unsecured loans.