Rates as low as 5.99% APR*
No payments up to 90 days**
Terms from 12 to 60 months*
As low as 5.99% APR*
Use a GFCU Personal Loan to take control of your finances. A fixed-rate loan can help you meet a variety of financial goals, such as:
- Consolidating multiple higher-rate loans and/or credit card balances into one single payment
- Paying for unexpected medical expenses or costly vehicle repairs
- Making a major purchase
- Bridging the gap between upcoming travel expenses and available savings
Receive a Personal Loan in one lump sum and make predictable monthly payments. Or, access funds as you need them with a Personal Line of Credit.
Loans and lines of credit are subject to credit approval.
Personal & Unsecured
| Term | APR (As low as)* |
|---|---|
| Up to 36 months | 5.99% |
| 37 to 60 months | 6.74% |
*APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 09/21/2022. Payment Example: For a $5,000 loan for a term of 36 months with a 5.99% APR, the monthly payment will be $152.47. All loans are subject to approval. Rates, terms, and conditions are subject to change.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.