Loans with a Personal Touch
As low as 4.99% APR*
No payments up to 90 days!**
Use a Personal Loan to take control of your finances. A GFCU fixed rate loan can help you meet a variety of financial goals, such as:
- Paying for unexpected medical expenses or costly vehicle repairs
- Eliminating high-interest rate debt with a lower interest rate loan
- Making a major purchase
- Bridging the gap between upcoming travel expenses and available savings
Receive a Personal Loan in one lump sum and make predictable monthly payments. Or, access funds as you need them with a Personal Line of Credit.
Loans and lines of credit are subject to credit approval.
A Fixed Rate Loan Built for YOU
GFCU Personal Loans are available to members at competitive rates with flexible terms to meet your needs.
- Save money with flexible terms and competitive rate
- See current Personal Loan Rates
- Fixed rate loan, so you never having to worry about your rate going up
- Terms up to 60 months
- Save time with a quick online application and approval process
- No prepayment penalties
- Payment protection available
Ready to start your application?
Security and Mobility
View loan balances and make payments on your Personal Loan easily and securely with Online and Mobile Banking.
Online Banking
View your account and make payments on your schedule with Online Banking.
- Access your account 24/7 to view balances
- Make payments easily while on-the-go
- Schedule recurring transfers to ensure payment each month
- Secure transactions with encrypted information for your protection
Generations Mobile App
Enjoy the same features available with Online Banking from your mobile device! The Generations App is compatible with all Apple and Android devices. Plus, you can add external accounts to make payments even easier.
| Term | APR (As low as)* |
|---|---|
| Up to 36 months | 4.99% |
| 37 to 48 months | 6.74% |
| 49 to 60 months | 6.74% |
*APR is Annual Percentage Rate. Rates listed include a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 05/02/2022. For a $5,000 loan for a term of 36 months with a 4.99% APR, the monthly payment will be $150.36. Not all applicants may be eligible to receive up to 90 days with no payments. All loans are subject to approval. Rates, terms, and conditions are subject to change.
**Current GFCU loans are not eligible for refinance with a Personal Loan.