Lock-In Great Rates
Bolster your savings with a higher rate of return over a traditional savings account. GFCU members earn a guaranteed rate of return when they open a Certificate Account with as little as $1,000. Let your deposits work harder for you when you don’t need to access them for a set period of time.
Start earning more in 3 steps:
- Select a term (6, 12, 18, 24, 36, 48 or 60 months)
- Make a deposit
- Start earning your guaranteed rate of return
Discover The Benefits
Enjoy safety and security with an NCUA-insured institution so your money is protected.
Avoid spending temptations by locking in your money with a fixed term.
Earn interest on your money with a guaranteed and predictable rate.
Save for specific goals or build an emergency fund by choosing a term length that matches your needs.
Regular Certificates
Term
Dividend Rate
APY**
6 months
0.90%
0.90%
12 months
2.18%
2.20%
18 months
4.89%
5.00%
24 months
2.37%
2.40%
36 months
2.62%
2.65%
48 months
2.62%
2.65%
60 months
3.30%
3.35%
*$1,000 minimum balance
**APY is Annual Percentage Yield. APY is effective as of 02/15/2024.
Published rates and APYs are subject to change daily. A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties. Share certificates are available with a minimum deposit of $1,000. Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and dividends are compounded monthly. The stated APY assumes principal and dividends remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.
Jumbo Certificates
Term
Dividend Rate
APY**
6 months
1.00%
1.00%
12 months
2.18%
2.20%
18 months
4.89%
5.00%
24 months
2.37%
2.40%
36 months
2.62%
2.65%
48 months
2.62%
2.65%
60 months
3.30%
3.35%
*$1,000 minimum balance
**APY is Annual Percentage Yield. APY is effective as of 02/15/2024.
Published rates and APYs are subject to change daily. A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties. Share certificates are available with a minimum deposit of $1,000. Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and dividends are compounded monthly. The stated APY assumes principal and dividends remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.
Become a Generations Member and Start Saving
Become a MemberLoading...