Savings Accounts

Earn Money on Your Savings

Grow your savings at a rate that makes sense for you and your financial goals. With a Preferred Savings Account, you’ll earn competitive dividends on account balances.

Preferred Savings Account
  • Reverse-tier savings account is set up to get you the most bang for your buck
  • Dividend earning (see current rates)
  • Minimum of $5,000 to open (new funds only**)
  • Must maintain a daily balance of $5,000 to earn dividends
  • No monthly service fees
  • Establishes membership with Generations

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Savings Accounts for Everyone

Generations offers savings options to match all lifestyles. Choose an account that works for you and enjoy peace of mind knowing your money is federally insured.

Share Savings Account
  • $5 to open
  • Establishes your membership with GFCU
  • Dividend earning (see current rates)

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Smart Savings Solutions

Aligning your financial goals with the right savings vehicle is our priority. For those seeking long-term, higher yield savings solutions, Generations offers additional accounts.

Long Term Savings Options

Money Market Accounts

  • Best suited for higher deposit balances seeking higher interest rates

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Individual Retirement Accounts (IRA)

  • Long-term option to save for retirement
  • Traditional & Roth available
  • Dividend-earning (see current rates)

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Share Term Certificates

  • Terms available 6-60 months
  • Dividend earning (see current rates)

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Specialty Savings Accounts

It never hurts to get a head start on your annual financial goals. For those planning ahead, a Generations specialty account may be right for you.

Specialty Options

Christmas Club Account

  • Specialty account for holiday spending
  • Dividend earning (see current rates)
  • No monthly account fee
  • Balance transferred on October 31

Vacation Club Account

  • Specialty account for trips and vacations
  • Dividend earning (see current rates)
  • No monthly account fee
  • Balance transferred on April 30

Ready to become a Generations member and start saving?

Start making your financial goals a reality. There are many ways to become a member, and you can establish your membership with just $5. There are also many benefits to becoming a member of a credit union, including access to dividend-yielding savings and deposit accounts, as well as competitive loans and credit products.

Open An Account Today

**New funds are funds not currently on deposit at Generations FCU.