Savings Accounts

Earn Money on Your Savings

Grow your savings at a rate that makes sense for you and your financial goals. With a Preferred Savings Account, you’ll earn competitive dividends on account balances.

Preferred Savings Account
  • Reverse-tier savings account is set up to get you the most bang for your buck
  • Dividend earning (see current rates)
  • Minimum of $5,000 to open (new funds only**)
  • Must maintain a daily balance of $5,000 to earn dividends
  • No monthly service fees
  • Establishes membership with Generations

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Savings Accounts for Everyone

Generations offers savings options to match all lifestyles. Choose an account that works for you and enjoy peace of mind knowing your money is federally insured.

Share Savings Account
  • $5 to open
  • Establishes your membership with GFCU
  • Dividend earning (see current rates)

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Smart Savings Solutions

Aligning your financial goals with the right savings vehicle is our priority. For those seeking long-term, higher yield savings solutions, Generations offers additional accounts.

Long Term Savings Options

Money Market Accounts

  • Best suited for higher deposit balances seeking higher interest rates
  • Learn More

Individual Retirement Accounts (IRA)

Share Term Certificates

Specialty Savings Accounts

It never hurts to get a head start on your annual financial goals. For those planning ahead, a Generations specialty account may be right for you.

Specialty Options

Christmas Club Account

  • Specialty account for holiday spending
  • Dividend earning (see current rates)
  • No monthly account fee
  • Balance transferred on October 31

Vacation Club Account

  • Specialty account for trips and vacations
  • Dividend earning (see current rates)
  • No monthly account fee
  • Balance transferred on April 30

Building An Emergency Savings Account

Savings accounts Generations AcademyIf you’ve never saved for an emergency, now is the perfect time to start! Emergency savings help offset unforeseen and often expensive events, such as medical costs, automobile issues, home repairs, and more.

Take a look at our Emergency Savings Account module on Generations Academy to learn what small steps you can take to start building your savings.

You can also explore a wide-range of other financial topics, calculators and more on Generations Academy, presented in quick, interactive, easy-to-follow modules.

Ready To Start Saving?

Start making your financial goals a reality. There are many ways to become a member, and you can establish your membership with just $5. There are also many benefits to becoming a member of a credit union, including access to dividend-yielding savings and deposit accounts, as well as competitive loans and credit products.

Ready to become a Generations member and open your account?

Open An Account Today

**New funds are funds not currently on deposit at Generations FCU.