
Secure Savings with GFCU
Opening a savings account can secure your future for planned purchases, build emergency funds, and earn interest on YOUR money with less risk that traditional investment options.
Open a Savings account with as little as $5 or $5,000, and earn competitive dividends on account balances.
For those seeking long-term, higher yield savings solutions, Generations offers additional accounts through Money Markets, IRAs and Certificates.
Save over time and plan for your next vacation or holiday expenditures with a Vacation Club or Christmas Club Savings Account.
Shared & Preferred Savings Accounts
Share Savings Account
Savings Accounts for Everyone
Generations offers savings options to match all lifestyles. Choose an account that works for you and enjoy peace of mind knowing your money is federally insured.
- $5 to open
- Establishes your membership with GFCU
- Dividend earning
Preferred Savings Account
Earn Money on Your Savings
Grow your savings at a rate that makes sense for you and your financial goals. With a Preferred Savings Account, you’ll earn competitive dividends on account balances.
- Reverse-tier savings account is set up to get you the most bang for your buck
- Dividend earning
- Minimum of $5,000 to open (new funds only**)
- Must maintain a daily balance of $5,000 to earn dividends
- No monthly service fees
Aligning your financial goals with the right savings vehicle is our priority. For those seeking long-term, higher yield savings solutions, Generations offers additional accounts.
Take your deposits to the next level with a GFCU Money Market Deposit Account. Move up to an account that has the potential for higher returns over a traditional savings account. Benefit from higher rates and check-writing privileges while saving for your next financial goal. This account is ideal for savers who maintain higher deposit balances. Open an account for a minimum of $2,000 and benefit from unlimited in-person withdrawals and transfers.
Take steps now to ensure a secure financial future. You’re never too young to plan for your retirement or save for your child’s educational expenses. GFCU offers Individual Retirement Accounts (IRAs) that make saving easy. IRAs are tax-advantaged accounts that help turn your long-term financial plans into reality.
We offer the following accounts to meet your savings goals:
Bolster your savings with a higher rate of return over a traditional savings account. GFCU members earn a guaranteed rate of return when they open a Certificate Account with as little as $1,000.
Let your deposits work harder for you when you don’t need to access them for a set period of time.
Terms range from 6 to 60 months. Jumbo certificates are also available.
It never hurts to get a head start on your annual financial goals. For those planning ahead, a Generations specialty account may be right for you.

- Specialty account for holiday spending
- Dividend earning (see current rates)
- No monthly account fee
- Balance transferred on October 31

- Specialty account for trips and vacations
- Dividend earning (see current rates)
- No monthly account fee
- Balance transferred on April 30
It never hurts to get a head start on your annual financial goals. For those planning ahead, a Generations specialty account may be right for you.