Mortgages

Competitive, Fixed Rates at 15, 20 or 30 Years

Our Mortgages are highly competitive, and we will work with you to get the best products and rates possible. We could help you save on your monthly mortgage payments and improve your cashflow.

Enjoy competitive, fixed rates when you choose a Mortgage from GFCU. We offer Traditional Mortgage Loans, Jumbo Mortgage Loans and MyAdvantage Mortgage Loans.

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Let a Generations’ Mortgage Consultant match you with a mortgage that meets your needs and budget.

Call our Loan Specialists to apply today at 210-230-9380.

Fixed-Rate Mortgages

home buying process At Generations FCU, fixed-rate mortgages maintain their original interest rate throughout the term of the loan. It’s a great option if you plan to stay in your home for a long time or if you prefer the security of a fixed rate.

Available for a primary residence, a second home or investment property
Conventional and jumbo programs are available
Purchase or Refinance

Our easy application and quick closing means you can unlock the door to your new home sooner.

First-time and seasoned homebuyers alike trust the purchase or refinance of their home to a local lender and neighborhood expert.

Generations FCU has been in the community for 80 years, offering quick, local decisions and personalized service every step of the way.

Quick Links:

Check Current Rates
Start An Online Application
Speak to a Home Loan Specialist: 210-230-9380

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*This online calculator is for illustration purposes only and its applicability to your circumstances is not guaranteed. Rates and terms vary. Calculator does not include property taxes or insurance premiums and borrower's actual payment obligation may be greater.

5 Practical Tips for Staying Within Your Home Buying Budget

Buying a home that doesn’t unnecessarily stretch your finances is easier said than done. A recent Zillow Group Report found that even buyers who stuck to their budget made sacrifices to do so. But the payoff might be worth it. Staying within a realistic home buying budget leaves enough money to achieve other financial goals. Consider letting go of one or more of your wishlist items to make sure you stick to your home buying budget. For more information, check out this article for tips on making the right decision when buying a home.

The 4 Steps to Take to Buy a Home in the Next 12 Months

Are you ready to buy your first home? For many would-be home buyers, the answer falls somewhere between “I don’t know” and “Maybe.” Responding with a firm “Yes” is difficult. Have you selected a neighborhood? Is it located in a good school district? Does the area have low crime rates? These and other critical questions need to be answered. But there are four key areas that should command your focus if you plan on buying a home soon. Click here to learn more.

Ready to Apply?

Choose a longer term to keep your payment amount low or a shorter term to save money over time. Our Home Loan Specialists can help you find the perfect mortgage for your needs and budget.

Call our Loan Specialists at 210-230-9380.

Or Apply Online Now

First-Time Homebuyers

Purchasing your first home is an exciting time, but can also be stressful if you don’t have the right information going into the process.

Our partners with the City of San Antonio offer a monthly homebuyer education class that assists homebuyer hopefuls with all of their home loan questions. This monthly class covers topics such as understanding credit, applying for a mortgage, and what to expect when shopping for a home.

This class also has a special emphasis on the down payment assistance programs offered by the City.

Interested attendees can register online on the City of San Antonio’s website.

*All loans are subject to approval. Rates and terms are subject to change without notice and may vary based on creditworthiness or specific loan details. Fees may apply.