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No Down Payment

No Down Payment

No Private Mortgage Insurance (PMI)

No Private Mortgage Insurance

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15, 20 or 30-Year Terms

MyAdvantage Mortgage

A new path to homebuying from Generations FCU.

Saving for a down payment and adding PMI (Private Mortgage Insurance) payments to your current monthly housing expenses can make the difference in being able to afford a new home.  

MyAdvantage Mortgage from Generations FCU is designed to help you become a homeowner by overcoming these barriers.  

  • No Down Payment* – Use your savings to make your house a home.
  • No Private Mortgage Insurance* – This could help make your mortgage payments more affordable.
  • Great Rates & Flexible Terms Work with a Home Loan Specialist to select the term that works best for your budget.
  • Rate Buydown Available – Lower your interest rate up to .5%.
  • Fast Decisions – Professional, efficient and friendly service from our Home Loan experts.
  • Purchase Only – MyAdvantage Mortgage is not available for mortgage refinance or cash-out.  
Find the Mortgage that's Right for You
MyAdvantage MortgageTraditional Mortgage
Competitive Rates
15, 20 and 30 Year Terms
No Down Payment-
No Private Mortgage Insurance-
Low Closing Costs-
Refinance Available-
Cash-Out Available-