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Preferred Savings Account

Looking for a savings account that will give you the most bang for your buck? Look no further than a GFCU Preferred Savings Account! This reverse-tier savings account is set up to get you the most back for your money. (See how much you can earn with our savings calculator below!)

  • Minimum of $5,000 to open (new funds only**)
  • Must maintain a daily balance of $5,000 to earn dividends
  • No monthly service fees

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Preferred Savings Calculator

Deposit range is $0–$99,999,999
Distribution Breakdown
Tiers Dividend Rate
$0 3.00%
$0 2.00%
$0 1.00%
$0 0.60%
$0 0.50%
$0 0.40%

This savings calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.

Preferred Savings Rates

Total Funds In AccountDividend RateAPY Range
$5,000.00*1.50%1.51%
$5,000.01- $10,000.001.00%1.51%-1.26%
$10,000.01- $20,000.000.60%1.26%-0.93%
$20,000.01- $80,000.000.50%0.93%-0.61%
$80,000.01 or greater0.45%0.61% - 0.50%

*APY is Annual Percentage Yield. APY is effective as of 06/24/2022. First $5,000 deposited must be new funds.
**New funds are funds not currently on deposit at Generations FCU.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.