Checking Accounts

MyAdvantage Checking

Don’t settle for a standard checking account.

MyAdvantage Checking offers value, security and benefits that you simply won’t find with any typical checking account. This account features Overdraft protection, Identity Theft Protection and Resolution Services1 for you and your family, Credit File Monitoring2, Cell Phone Protection3 of up to $400, and $hopping Rewards.TM,*

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Other Account Details:

  • Get Paid EarlyReceive your direct deposit funds the same day they are received by the credit union.
  • $25 minimum to open
  • Earns interest
  • Nearly 30,000 surcharge-free ATMs worldwide
  • One box of free standard checks per year
  • Account management via Online Banking and the GFCU Mobile App
  • Access to MyBenefits website and mobile app

See Current Rates

With all of that for a low monthly fee of $5, this account truly pays for itself and saves YOU money!

Mobility & Security

Your MyAdvantage Checking account comes with mobility and security features to ensure you have secure access to your funds when you need it.

Set up Online Banking alerts so that you stay in-the-know about what’s happening in your account.

Online Banking Features
  • View account balances, activity and pending transactions
  • Perform transfers
  • Make loan payments
  • Utilize Bill Pay services
  • Apply for loans
  • Create Online Banking alerts
Generations Mobile App

The Generations Mobile App is compatible with Apple and Android devices. Download the free Generations Mobile App and enjoy the secure access to your account wherever you go.

Apply for MyAdvantage Checking Today!

One Account. All of the Advantages.

Help better protect yourself, your family and your joint account owners with our identity theft monitoring and resolution service1 that includes credit file monitoring2, monitoring of over 1,000 public databases, identity theft expense reimbursement3, fully managed resolution services, and more.

Identity Theft Expense Reimbursement Coverage3
Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

Identity Theft Resolution Services
A dedicated fraud specialist assigned to manage your case. Experienced recovery professionals will handle the recovery process until your identity is restored.

Cell Phone Protection3
Receive up to $400 of replacement or repair costs if you mobile phone has been stolen or damaged.  You are covered for up to four devices.  Your mobile phone bill must be paid through a Generations FCU account.

Debit Advantage®
You’ll receive Buyer’s Protection3 and Extended Warranty3 on any item(s) purchased in full with your MyAdvantage Checking Account.

AD&D Insurance3
You’re protected from the unexpected with up to $10,000 of 24-hour Accidental Death and Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70)

Travel & Leisure Discounts*
Get discounts from thousands of local and national businesses.

Health Discount Savings4,*
Enjoy savings on vision, prescriptions, and dental services.

$hopping RewardsTM,*
Enjoy exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized portal and receive cash back! Available online only.

Start taking advantage of these benefits today!

Apply Now

MyBenefits Center

If you’re a current MyAdvantage Checking account holder, make sure you take full advantage of your account benefits by registering for access to the MyBenefits Portal.

MyBenefits Portal

Once you’re registered, don’t forget to download the MyBenefits Mobile App for access on the go!

Download the iPhone App
Download the Android App

Not a Generations FCU Member?

There are many ways to qualify for membership. Find out if you qualify or stop by one of our branches.

In addition to meeting membership requirements, you must open and maintain a GFCU Savings Account with a minimum $5 balance. The minimum balance required to open a MyAdvantage Checking account is $25.

Questions? Get Contacted:

1Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2Credit file monitoring may take several days to begin following activation.

3Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is offered through the company named in the Guide to Benefit or on the certificate of insurance.

4This is NOT Insurance.

*Some benefits require registration and activation. For complete details of this checking account, speak with a Generations Federal Credit Union representative. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.