Fast decisions
No Payments up to 90 Days
Competitive, Fixed Rates
AUTO LOAN CALCULATOR
Estimate your monthly payment.
Find the right auto loan financing for your budget and needs.
LOAN
CALCULATOR
*This information may help you analyze your financial needs. It is based on information and assumptions provided by you regarding your goals, expectations and financial situation. The calculations do not infer that the company assumes any fiduciary duties. The calculations provided should not be construed as financial, legal or tax advice. In addition, such information should not be relied upon as the only source of information. This information is supplied from sources we believe to be reliable but we cannot guarantee its accuracy. Hypothetical illustrations may provide historical or current performance information. Past performance does not guarantee nor indicate future results.
Auto Rates
New + Used Comparison
APR (As low as)*
APR (As low as)*
*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to new and used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 07/24/2024. Payment Example: For a $20,000 loan for a term of 36 months with a 5.70% APR, the monthly payment will be $605.72.
Resources
AutoSMART
Use AutoSMART to find, research and apply for your next vehicle.
With Generations’ AutoSMART auto-finder website, you can:
- Search from hundreds of local dealerships
- Calculate your payments
- Read reviews
- Look up any vehicle on Black Book and NADA Guides
When you find a vehicle you’re interested in, contact the dealership to schedule a test drive or apply for auto financing with GFCU directly from AutoSMART.
Vehicle Protection and Peace of Mind
Are you financing your vehicle through GFCU?
Then consider purchasing additional vehicle protections that pick up where insurance policies and manufacturer warranties leave off.
Don’t let an unexpected event take the joy out of your new purchase.
Experience peace of mind with GAP and MMP benefits.
Guaranteed Asset Protection (GAP) Advantage1
could eliminate or reduce costs that your insurance policy doesn’t cover if your vehicle is totaled due to an accident, fire, or theft. Protection also includes a $2,500 allowance to finance a replacement vehicle.
Learn More
Major Mechanical Protection (MMP)2
keeps you protected after your manufacturer’s warranty expires. Get quoted for MMP coverage even if your vehicle is not financed with GFCU.
Learn More
Auto Loan Resources
*APR is Annual Percentage Rate. Rates effective 05/22/2024. Rate of 6.50% APR includes a rate discount of 0.25% applied to new and used auto loans when enrolled in automatic payments from a MyAdvantage Checking account with a loan term up to 60 months.
All loans are subject to approval. Rates, terms, and conditions are subject to change.
1Conditions do apply in order for an auto loan to receive the 90-day payment deferral option and not all loans will qualify. Interest will continue to accrue through the deferred payment period. Refinances of existing GFCU auto loans are not eligible for the 90-day first payment deferral or the autopay rate discount. Additionally, a $75 fee will be assessed for any refinance of an existing GFCU auto loan.
Example: For a $30,000 loan for a term of 60 months with a 6.50% APR, the monthly payment will be $586.98.