Do you need a New Ride?

Look no further

A car loan from GFCU gives you a low, competitive rate, flexible terms, no payments for up to 90 days, vehicle protection options and a fixed payment that won’t change for the life of the loan.

Get Pre-Approved Car Loan Application

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We'll contact you within one business day.

Competitive Auto Loan Rate


Enjoy a loan rate as low as 2.74% APR*.

No Payment For The First 90 Days**


Enjoy no payments for the first 90 days** that your auto loan is open.

Flexible Terms & Multiple Payment Options


48 to 84-month terms are available to meet your budgeting needs. Plus, you can make your loan payments the way that works best for you through Online Banking, the GFCU mobile app or at one of our 15 conveniently-located branches.



Introducing a fast, convenient way to easily search for thousands of new and used vehicles near you. Compare prices, reviews and when you're ready, apply for a used car loan online from the comfort of your home.

Vehicle Protection


Generations Federal Credit Union auto loans also come with optional protection options for you to purchase, including: Guaranteed Asset Protection (GAP), Major Mechanical Protection (MMP).

*APR is Annual Percentage Rate. Rate of 2.74% applies to a new auto loan enrolled in automatic payments from a MyAdvantage Checking account with a loan term up to 60 months. All loans subject to approval. Rates and terms are subject to change without notice and may vary based on your creditworthiness. The rate discount of 0.25% may be applied to new and used auto loans that are enrolled in automatic payments from a MyAdvantage Checking account at the time of loan closing. **Conditions do apply in order for an auto loan to receive the 90-day payment deferral option and not all loans will qualify. Refinances of existing GFCU auto loans are not eligible for the 90-day first payment deferral or the autopay rate discount. Additionally, a $75 fee will be assessed for any refinance of an existing GFCU auto loan.