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Home Equity Loans

Rates now as low as 5.79% APR!*

Use the equity in your home to qualify for a low, fixed interest rate loan that can be used to consolidate high-interest rate credit cards, pay off medical bills, make home improvements or meet other financial goals.

A Home Equity Loan makes major purchases affordable with:

  • Predictable payments that won’t shock your budget
  • Flexible repayment terms from 5 to 20 years based on loan amount
  • Loan amounts that match your financial goals. There’s no need to secure a loan for more money than you need. Maximum loan amounts can be granted up to 80% CLTV (combined loan-to-value).

Speak with a Home Loan Specialist at 210-230-9380.

Apply Now

Home Equity Loans

Term1st Lien
Rate*
1st Lien
APR*
2nd Lien
Rate*
2nd Lien
APR*
5 years5.38%5.79%5.88%6.29%
7 years5.16%5.46%5.66%5.96%
10 years5.09%5.31%5.59%5.81%
15 years5.14%5.29%5.64%5.79%
20 years5.32%5.44%5.82%5.94%

*APR is Annual Percentage Rate. The APR is as of 09/22/2022. APR calculations are based on an assumed loan amount of $50,000. Minimum loan amount is $20,000. Maximum loan amount cannot exceed 80% CLTV (combined loan-to-value). All loans are subject to approval. Rates and terms are subject to change without notice and may vary based on creditworthiness. GFCU will pay customary lender fees to include charges for title search, credit reports, automated valuation reports, and document preparation. However, in certain circumstances, borrower may be responsible for additional costs such as title insurance, appraisal fee, property survey, and certain prepaid items. Property insurance is required, including flood insurance where required. Payment Example: For a $50,000 loan for a term of 5 years (60 months) with a 5.79% APR, the monthly payment will be $952.29. Taxes and insurance premiums are not included in this payment example and member’s actual payment obligation may be greater.