Skip to content
All GFCU branches, drive-thrus and offices will be closed on Tuesday, Nov. 11 in observance of Veterans Day. See all special hours and closures.
Beware of Scams: Members have reported receiving scam messages pretending to be Generations FCU. Never share your personal or financial information with an unverified source. To verify the legitimacy of a call, text or email from us, contact us directly at 210-229-1128. MORE.

Checking & Savings Rates

Checking & Savings Account Rates

Product
Dividend Rate
APY**
MyAdvantage Plus Checking
Tiered (See below)
Tiered (See below)
MyAdvantage Checking
0.05%
0.05%
Basic Checking
0.00%
0.00%
Preferred Savings
Tiered (See below)
Tiered (See below)
Share Savings
0.10%
0.10%
Christmas Club
0.10%
0.10%
Vacation Club
0.10%
0.10%

**APY is Annual Percentage Yield. The APY is as of 10/22/2025.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.

Money Market Rates

Daily Balance
Dividend Rate
APY**
$2,000-$25,000
0.25%
0.25%
$25,000.01-$50,000
0.30%
0.30%
$50,000.01+
0.35%
0.35%

**APY is Annual Percentage Yield. The APY is as of 10/22/2025.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.

MyAdvantage Plus Checking

Daily Balance
Dividend Rate
APY**
Under $2,000
0.00%
0.00%
$2,000-$25,000
0.05%
0.05%
$25,000.01-$50,000
0.10%
0.10%
$50,000.01+
0.10%
0.10%

**APY is Annual Percentage Yield. The APY is as of 10/22/2025.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.

Preferred Savings Rates

*Minimum of $5,000 to open (new funds only*)

Total Funds In Account
Dividend Rate
APY Range**
$5,000.00*
1.50%
1.51%
$5,000.01 - $10,000.00
1.00%
1.51% - 1.26%
$10,000.01 - $20,000.00
0.60%
1.26% - 0.93%
$20,000.01 - $80,000.00
0.50%
0.93% - 0.61%
$80,000.01 or greater
0.45%
0.61% - 0.50%

**APY is Annual Percentage Yield. APY is effective as of 10/22/2025. First $5,000 deposited must be new funds.
*New funds are funds not currently on deposit at Generations FCU.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.