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Credit Cards

Earned Premium Rewards Visa® Card

Earned Premium Rewards Visa® Card

Cash Rewards on Every Purchase

GFCU’s Earned Premium Rewards Visa® credit card combines the best features and benefits into one card that works as hard as you do. Earn the most cash back on every purchase, every time.

Premium Rewards

As Low As

17.75% APR
Enroll Today

Your Earned Premium Reward Features

1.50% cash back on every purchase

No annual fee or cash advance fee

No cap or limit on the amount of reward cash you can earn

Complimentary cost-saving benefits

Complimentary Benefits And Additional Savings

As an Earned Premium Rewards Visa card member, you’ll enjoy complimentary enhancements, including a number of money-saving and security benefits.*

Get money back and MORE

    • Auto Rental Collision Damage Waiver
    • 24-hour Roadside Dispatch Service
    • Return Protection
    • Price Protection Guarantee
    • 90-day Purchase Security

Start earning your cash rewards and enjoy these benefits (and more!)

Compare & Apply Online

Earned Rewards Visa® Card

Earned Premium Rewards Visa® Card

Visa® Platinum Card

Credit Card Rates

Type
APR (as low as)*
Platinum
12.00%
Share Secured
15.00%
Generations Rewards
16.75%
Generations Rewards Visa Signature
16.75%
Line of Credit
12.00%

*To view and download all the Visa card enhancements, see our benefits and disclosures. All rates are Annual Percentage Rates (APR). All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness.View all credit card rates. View our Consumer Credit Card Agreement. View our Application and Solicitation Disclosure.

Mobile Banking

Manage Your Credit Card Anywhere, Anytime

#News&Updates

Corporate Cup Charity Challenge 2026

We're looking to take back our Charity Challenge Championship title in the 2026 SA Sports Corporate Cup.   Will you join us? Make a general donation with online/mobile banking by transferring funds to 248290 0008 GEN, or support a specific nonprofit at the account numbers listed below. Thank you for…
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#News&Updates

Member Services Call Center Hours Change

Effective Monday, October 6, 2025 the official business hours for the GFCU Member Services Call Center will be changing to: Monday-Friday: 8:00 AM - 6:00 PM Saturday hours will remain the same: 9:00 AM - 1:00 PM You can always visit MyGenFCU.org/Contact for an official listing of business hours for…
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