Credit Cards
Generations Rewards Visa® Credit Card
Take your credit card rewards to the next level
Introducing the Generations Rewards Visa® Credit Card.
The best way to earn rewards on everyday purchases!
With the Generations Rewards Visa® Credit Card, you can earn 1.5 Rewards Points for every $1 transaction made with your card.
That means you’ll earn more rewards the more you use your card, and your rewards can be redeemed for a variety of items, including
- Statement credits
- Cash back
- Gift cards
- Fuel redemption
- Travel purchases
- And more!
How it Works
Purchase
Earn Points
Get Rewards
What sets the Generations Rewards Visa® Credit Card apart?
1.5 Rewards Points earned for every $1 transaction made.
No annual fee or cash advance fee.
No cap or limit on the amount of reward points that can be earned.
Real Time Rewards
- Statement Credit – Use your rewards to pay down the balance of your Generations Rewards credit card (within 1 to 2 statement cycles, depending on the date of your purchase)
- Pay With Points and Fuel With Points – Redeem rewards on purchases with qualifying transactions at participating retailers.
Cash Back – Transfer all or part of your Generations Rewards earnings to your GFCU Checking Account
Gift Cards for online and in-person retailers
Travel Purchases including airfare and accommodations
Charity Donations – Join #GFCUCares in supporting local charities who are #MakingWaves and providing services right here in our community
Complimentary cost-saving benefits included, such as:
- Rate discounts on qualified GFCU consumer loans.3
- Option to redeem points to cover Skip-A-Payment fees4
Theme Park Tickets and more!
View and Redeem Rewards Points Any Time From Online Banking or Mobile Banking!
Login Now!Credit Card Rates
*APR is Annual Percentage Rate. Rates are effective as of 11/28/2025. View our Application and Solicitation Disclosure for a complete list of transaction fees, penalty fees and APRs for each card type.
All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness.
3Consumer loan rate discounts are subject to review. Conditions apply.
4Rewards cardholders may use reward points to cover Skip-A-Payment fees once every six (6) months if they qualify. Other loan conditions apply. See more about Skip-A-Pay.
All loans are subject to approval.