Personal Loans

As Low As 9.54% APR*

PLUS no payments up to 90 days!**

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PERSONAL LOANS

Give yourself financial flexibility!

Use a GFCU Personal Loan to take control of your finances. With fixed rates and no payments up to 90 days**, a personal loan could help you meet a variety of financial goals, such as:

Consolidating multiple higher-rate loans and/or credit card balances into one single payment
Paying for unexpected medical expenses or costly vehicle repairs
Making a major purchase
Bridging the gap between upcoming travel expenses and available savings
Be aware of all loan options

A member completing a GFCU personal loans application on an iPad.

Fixed Rates

As Low As

9.54% APR

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Personal Loan Benefits

Rates as Low as 9.54% APR*

No Payments Up to 90 Days**

Terms from 12 to 60 Months*

Receive a Personal Loan in one lump sum and make predictable monthly payments.
Or, access funds as you need them with a Personal Line of Credit.

Loans and lines of credit are subject to credit approval.

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Personal Loan Rates

Personal & Unsecured

Terms

APR (As low as)*

Up to 36 months

9.54%

37 to 60 months

10.20%

APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rate listed also includes a discount of 0.20%, which will be applied to a new personal loan that is opened during the Holiday promotional period of 11/28/2025 to 12/31/2025. Rates effective 11/28/2025 to 12/31/2025.

Payment Example: For a $5,000 loan for a term of 36 months with a 9.54% APR, the monthly payment will be $160.26.

**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount or the Holiday promotional rate discount.

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