Savings Accounts

Preferred Savings Account

  • Reverse-tier savings account is set up to get you the most bang for your buck
  • Up to 3.03% APY*
  • Minimum of $5,000 to open (new funds only**)
  • Must maintain a daily balance of $5,000 to earn dividends
  • No monthly service fees

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Preferred Savings Calculator

Deposit range is $0–$99,999,999

Distribution Breakdown
Tiers Rate
$0 3.00%
$0 2.00%
$0 1.00%
$0 0.60%
$0 0.50%
$0 0.40%

This calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.

Preferred Savings Rates

Total Funds In AccountDividend RateAPY Range
$5,000.00*3.00%3.03%
$5,000.01 - $10,000.001.25%3.03% - 2.14%
$10,000.01 - $20,000.000.80%2.14% - 1.47%
$20,000.01 - $80,000.00 0.70%1.47% - 0.89%
$80,000.01 or greater0.65% 0.89% - 0.65%

*APY is Annual Percentage Yield. **First $5,000 deposited must be new funds. New funds are funds not on deposit at GFCU at the time the account is opened.