Skip to content
Please stay vigilant and cautious of financial institution impersonation scams, spoofing attempts and other scams whether by mail, phone call, email or text message. KNOW THE SIGNS
We are working on an issue that led to some of our members receiving collections calls in error on Wed., Sept. 9th. For any questions about your accounts, please call us directly or refer to your online banking or mobile banking app, which contain current account information. READ MORE.
Generations Federal Credit Union Home Page Generations Federal Credit Union Logo

Checking & Savings Rates

Checking & Savings Account Rates

Product
Dividend Rate
APY**
MyAdvantage Plus Checking
Tiered (See below)
Tiered (See below)
MyAdvantage Checking
0.05%
0.05%
Basic Checking
0.00%
0.00%
Preferred Savings
Tiered (See below)
Tiered (See below)
Share Savings
0.10%
0.10%
Christmas Club
0.10%
0.10%
Vacation Club
0.10%
0.10%

**APY is Annual Percentage Yield. The APY is as of 01/21/2026.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.

Money Market Rates

Daily Balance
Dividend Rate
APY**
$2,000-$25,000
0.25%
0.25%
$25,000.01-$50,000
0.30%
0.30%
$50,000.01+
0.35%
0.35%

**APY is Annual Percentage Yield. The APY is as of 01/21/2026.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.

MyAdvantage Plus Checking

Daily Balance
Dividend Rate
APY**
Under $2,000
0.00%
0.00%
$2,000-$25,000
0.05%
0.05%
$25,000.01-$50,000
0.10%
0.10%
$50,000.01+
0.10%
0.10%

**APY is Annual Percentage Yield. The APY is as of 01/21/2026.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.

Preferred Savings Rates

*Minimum of $5,000 to open (new funds only*)

Total Funds In Account
Dividend Rate
APY Range**
$5,000.00*
1.50%
1.51%
$5,000.01 - $10,000.00
1.00%
1.51% - 1.26%
$10,000.01 - $20,000.00
0.60%
1.26% - 0.93%
$20,000.01 - $80,000.00
0.50%
0.93% - 0.61%
$80,000.01 or greater
0.45%
0.61% - 0.50%

**APY is Annual Percentage Yield. APY is effective as of 01/21/2026. First $5,000 deposited must be new funds.
*New funds are funds not currently on deposit at Generations FCU.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.