Personal Loan Rates
Instant Funding
APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rates effective 02/23/2026.
Payment Example: For a $4,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $128.58.
Personal & Unsecured
APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rates effective 02/23/2026.
Payment Example: For a $5,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $160.73.
**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.
Share Secured Loans
Rates and terms effective 02/23/2026.
Other Loan Products
*APR is Annual Percentage Rate. APR is effective as of 02/23/2026. Payment Example: For a $2,500 loan for a term of 18 months with a 6.00% APR, the monthly payment will be $145.66.
*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.