Personal Loan Rates

GEN Now

Terms
APR (As low as)*
Up to 36 months
9.50%

*APR is Annual Percentage Rate. Rates listed include a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 4/24/2024. Payment Example: For a $4,000 loan for a term of 36 months with a 9.50% APR, the monthly payment will be $128.13. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Personal & Unsecured

Terms
APR (As low as)*
Up to 36 months
9.50%
37 to 60 months
10.00%

*APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 04/24/2024. Payment Example: For a $5,000 loan for a term of 36 months with a 9.50% APR, the monthly payment will be $160.16. All loans are subject to approval. Rates, terms, and conditions are subject to change.

**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.

Share Secured Loans

Product
Rate
Maximum Term
Shared Secured - Single Payment
Dividend rate + 3.00%
12 months
Shared Secured - Installment
Dividend rate + 3.00%
60 months
Term Share Secured - Single Payment
Dividend rate + 3.00%
Certificate Maturity Date or 12 months, whichever comes first.
Term Share Secured - Installment
Dividend rate + 3.00%
Certificate Maturity Date or 60 months, whichever comes first.

Rates and terms effective 04/24/2024.

Other Loan Products

Product
Terms
APR (as low as)*
Police & Fire Equipment
Up to 18 Months
6.00%

*APR is Annual Percentage Rate. APR is effective as of 04/24/2024. Payment Example: For a $2,500 loan for a term of 18 months with a 6.00% APR, the monthly payment will be $145.66.

*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.