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Funds when you need them most

Instant Funding

Members Apply Now
Instant Funding

Sudden Expenses? We have a budget-friendly solution!

INSTANT FUNDING

Sudden expenses can pop up at any time.

This is even more true when you have a family, a car, or own a home; but, with Instant Funding from Generations FCU, it’s never been easier or faster to get back on your feet with a budget-friendly solution!

The next time you need to take care of sudden vehicle or home repairs, make a major purchase or just wish to pay off higher-rate debt, look to Instant Funding from GFCU.

  • Members can apply online and receive $500 to $4,000 in minutes with approval.1
  • Fixed rates as low as 9.74% APR2
  • Terms up to 36 months3
  • First payment due 45 days after closing
  • Fast, paperless application, decision, and payments
Couple goes through their financial planning- instant funding is easy with GFCU personal loans.

Fixed Rates

As Low As

9.74% APR APR
Apply Online Now

Instant Funding Member Benefits

Application available 24/7

Approved funds post in 2-3 minutes

Payment terms up to 36 months

Not a Member? Apply Today!

Apply Now

ADDED BENEFITS

Quick, Convenient & 100% Paperless

Instant Funding is completed 100% online from the application to the loan closing documents, and funds are deposited to you within minutes of approval, making it the quickest way to get the cash you need when you need it.

Apply Now

Instant Funding Loan Rates

Terms
APR (As low as)*
Up to 36 months
9.74%

APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rates effective 01/01/2026.

Payment Example: For a $4,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $128.58.

Mobile Banking

Account Management 24/7 from the Palm of your Hand

If you’re currently enrolled in Online Banking, then you already have access to the GFCU Mobile App. Simply download the app from the Apple App Store or Google Play Store and sign in with your Online Banking credentials.

  • View your loan balance(s)
  • Make payments
  • View monthly account statements
  • And more!

Questions? Get Contacted.

2APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account. Rates effective 01/01/2026.

3Payment Example: For a $4,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $128.58.