Personal Loan Rates in San Antonio

Personal Loans

GEN Now

Term	APR (As low as)*
Up to 36 months	9.00%

*APR is Annual Percentage Rate. Rates listed include a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 03/21/2024. Payment Example: For a $4,000 loan for a term of 36 months with a 9.00% APR, the monthly payment will be $127.23 All loans are subject to approval. Rates, terms, and conditions are subject to change.

Personal & Unsecured

Term	APR (As low as)*
Up to 36 months	9.00%
37 to 60 months	9.75%

*APR is Annual Percentage Rate. Rate listed includes a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 03/21/2024. Payment Example: For a $5,000 loan for a term of 36 months with a 9.00% APR, the monthly payment will be $159.04. All loans are subject to approval. Rates, terms, and conditions are subject to change.

**Interest will continue to accrue during the payment deferral period. Not all loans will qualify for the 90-day payment deferral. The refinancing of an existing GFCU loan is not eligible for the automatic payment discount.

Share Secured Loans

Product	Rate	Maximum Term
Shared Secured - Single Payment	Dividend rate + 3.00%	12 months
Shared Secured - Installment	Dividend rate + 3.00%	60 months
Term Share Secured - Single Payment	Dividend rate + 3.00%	Certificate Maturity Date or 12 months, whichever comes first.
Term Share Secured - Installment	Dividend rate + 3.00%	Certificate Maturity Date or 60 months, whichever comes first.

Rates and terms effective 03/21/2024.

Other Loan Products

Product	Term	APR
Police & Fire Equipment	Up to 18 months	6.00%

*APR is Annual Percentage Rate. APR is effective as of 03/21/2024. Payment Example: For a $2,500 loan for a term of 18 months with a 6.00% APR, the monthly payment will be $145.66.

*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU personal loan. This fee applies to both secured and unsecured loans.