Personal & Unsecured
|Term||As low as*|
|4 to 36 months||6.99%|
|37 to 48 months||6.99%|
|49 to 60 months||6.99%|
*All rates are Annual Percentage Rates (APR). APR is effective as of 10/22/2020.
Share Secured Loans
|Shared Secured - Single Payment||Dividend rate + 3.00%||12 months|
|Shared Secured - Installment||Dividend rate + 3.00%||60 months|
|Term Share Secured - Single Payment||Dividend rate + 3.00%||Certificate Maturity Date or 12 months, whichever comes first.|
|Term Share Secured - Installment||Dividend rate + 3.00%||Certificate Maturity Date or 60 months, whichever comes first.|
Rates and terms effective 01/19/2021.
Other Loan Products
|Police & Fire Equipment||Up to 18 months||6.00%|
*APR is Annual Percentage Rate. APR is effective as of 01/19/2021.
*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU personal loan. This fee applies to both secured and unsecured loans.