Our Rates

Personal Loans

Personal & Unsecured

TermAs low as*
12 months8.25%
13 to 36 months8.75%
37-48 months9.25%
49-60 months9.75%

Share Secured Loans

ProductRateMaximum Term
Shared Secured - Single PaymentDividend rate + 3.00%12 months
Shared Secured - InstallmentDividend rate + 3.00%60 months
Term Share Secured - Single PaymentDividend rate + 3.00%Certificate Maturity Date or 12 months, whichever comes first.
Term Share Secured - InstallmentDividend rate + 3.00%Certificate Maturity Date or 60 months, whichever comes first.

Other Loan Products

Police & Fire EquipmentUp to 18 months6.00%

*All rates are Annual Percentage Rates (APR). The APR is as of 01/02/2020. All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU personal loan. This fee applies to both secured and unsecured loans.