Products
Our Rates
Personal Loans
Personal & Unsecured
| Term | As low as* |
|---|---|
| 4 to 36 months | 7.99% |
| 37 to 48 months | 8.75% |
| 49 to 60 months | 9.25% |
*All rates are Annual Percentage Rates (APR). APR is effective as of 01/28/2020.
Share Secured Loans
| Product | Rate | Maximum Term |
|---|---|---|
| Shared Secured - Single Payment | Dividend rate + 3.00% | 12 months |
| Shared Secured - Installment | Dividend rate + 3.00% | 60 months |
| Term Share Secured - Single Payment | Dividend rate + 3.00% | Certificate Maturity Date or 12 months, whichever comes first. |
| Term Share Secured - Installment | Dividend rate + 3.00% | Certificate Maturity Date or 60 months, whichever comes first. |
Other Loan Products
| Product | Term | APR |
|---|---|---|
| Police & Fire Equipment | Up to 18 months | 6.00% |
*APR is Annual Percentage Rate. APR is effective as of 01/28/2020.
*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU personal loan. This fee applies to both secured and unsecured loans.