Our Rates

Personal Loans

Personal & Unsecured

TermAs low as*
4 to 36 months6.99%
37 to 48 months6.99%
49 to 60 months6.99%

*All rates are Annual Percentage Rates (APR). APR is effective as of 10/22/2020.

Share Secured Loans

ProductRateMaximum Term
Shared Secured - Single PaymentDividend rate + 3.00%12 months
Shared Secured - InstallmentDividend rate + 3.00%60 months
Term Share Secured - Single PaymentDividend rate + 3.00%Certificate Maturity Date or 12 months, whichever comes first.
Term Share Secured - InstallmentDividend rate + 3.00%Certificate Maturity Date or 60 months, whichever comes first.

Rates and terms effective 01/19/2021.

Other Loan Products

Police & Fire EquipmentUp to 18 months6.00%

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021.

*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU personal loan. This fee applies to both secured and unsecured loans.