Preferred Savings
Preferred Savings Rates
*Minimum of $5,000 to open (new funds only*)
Total Funds In Account
Dividend Rate
APY Range**
$5,000.00*
1.50%
1.51%
$5,000.01 - $10,000.00
1.00%
1.51% - 1.26%
$10,000.01 - $20,000.00
0.60%
1.26% - 0.93%
$20,000.01 - $80,000.00
0.50%
0.93% - 0.61%
$80,000.01 or greater
0.45%
0.61% - 0.50%
**APY is Annual Percentage Yield. APY is effective as of 01/21/2026. First $5,000 deposited must be new funds.
*New funds are funds not currently on deposit at Generations FCU.
Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account.