Our Rates

Vehicle

Auto Rates for 2019 and Newer Year Models

TermAs low as*
48 Months2.74%*
60 Months2.74%*
72 Months3.24%*
84 Months4.90%*

Used Auto Rates for 2010-2018 Year Models

TermAs low as*
48 Months2.99%*
60 Months2.99%*
72 Months3.75%
  • 84 months available for $30,000 or greater
  • 72 months available for $20,000 or greater
  • 60 months available for $10,000 or greater
  • 48 months available for $5,000 or greater

Motorcycle Rates for 2019 and Newer Year Models

TermAs low as*
12 to 36 months3.75%
37 to 60 months4.00%
61 to 72 months4.50%

Used Motorcycle Rates for 2010-2018 Year Models

TermAs low as*
12 to 36 months4.50%
37 to 60 months4.75%
61 to 72 months5.00%

Recreational Vehicle Rates for 2019 and Newer Year Models

TermAs low as*
Up to 60 months6.25%*
61 to 84 months6.75%*
85 to 120 months7.25%*
  • Recreational Vehicle Loans may require up to a 20% down payment.

Used Recreational Vehicle Rates for 2010-2018 Year Models

TermAs low as*
Up to 36 months7.50%*
37 to 60 months8.00%*
61 to 84 months8.50%*
  • 72 months available for $25,000 or greater
  • 84 months available for $30,000 or greater
  • 96 to 120 months available for $50,000 or greater
  • Recreational Vehicle Loans may require up to a 20% down payment.

ATV & Jet Ski Rates for 2019 and Newer Year Models

TermAs low as*
Up to 60 months7.75%

Used ATV & Jet Ski Rates for 2010-2018 Year Models

TermAs low as*
Up to 36 months9.00%

*All rates are Annual Percentage Rates. APR is effective as of 01/02/2020. All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.