Our Rates

Vehicle

Auto Rates for 2018 and Newer Year Models

TermAs low as*
48 Months2.74%*
60 Months2.74%*
72 Months3.24%*
84 Months4.90%*

Used Auto Rates for 2009 - 2017 Year Models

TermAs low as*
48 Months2.99%*
60 Months2.99%*
72 Months3.75%*
  • 84 months available for $30,000 or greater
  • 72 months available for $20,000 or greater
  • 60 months available for $10,000 or greater
  • 48 months available for $5,000 or greater

Motorcycle Rates for 2018 and Newer Year Models

TermAs low as*
12 to 36 Months3.75%
37 to 60 Months4.00%
61 to 72 Months4.50%

Motorcycle Rates for 2009 - 2017 Year Models

TermAs low as*
12 to 36 Months4.50%
37 to 60 Months4.75%
61 to 72 Months5.00%

Recreational Vehicles 2018 and Newer

TermAs low as*
Up to 60 Months6.25%*
61 to 84 Months6.75%*
85 to 120 Months7.25%*
  • Recreational Vehicle Loans may require up to a 20% down payment.

Recreational Vehicles 2009 - 2017 Year Models

TermAs low as*
Up to 36 months7.50%*
37 to 60 months8.00%*
61 to 84 months8.50%*
  • 72 months available for $25,000 or greater
  • 84 months available for $30,000 or greater
  • 96 to 120 months available for $50,000 or greater
  • Recreational Vehicle Loans may require up to a 20% down payment.

ATVs & Jet Skis 2018 and Newer

TermAs low as*
Up to 60 months7.75%

ATVs & Jet Skis 2009 - 2017 Year Models

TermsAs low as*
Up to 36 months9.00%

*All rates are Annual Percentage Rates. APR is effective as of 10/15/19. All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.

New and Used Auto Loan rates listed on this page include a rate discount of .25% that may be applied at the time of loan closing if enrolled in automatic payments from a MyAdvantage Checking account. Any refinance of an existing GFCU auto loan is not eligible for the automatic payment discount.