Our Rates

Vehicle

Auto Rates for 2020 and Newer Year Models

TermAPR (As low as)*
48 Months1.99%*
60 Months1.99%*
72 Months2.49%*
84 Months4.15%*

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $30,000 loan for a term of 60 months with a 1.99% APR, the monthly payment will be $525.74.

Used Auto Rates for 2011-2019 Year Models

TermAPR (As low as)*
48 Months1.99%*
60 Months1.99%*
72 Months2.49%

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $30,000 loan for a term of 60 months with a 1.99% APR, the monthly payment will be $525.74.

  • 84 months available for $30,000 or greater
  • 72 months available for $20,000 or greater
  • 60 months available for $10,000 or greater
  • 48 months available for $5,000 or greater

Motorcycle Rates for 2020 and Newer Year Models

TermAPR (As low as)*
12 to 36 months3.75%
37 to 60 months4.00%
61 to 72 months4.50%

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $15,000 loan for a term of 36 months with a 3.75% APR, the monthly payment will be $441.35.

Used Motorcycle Rates for 2011-2019 Year Models

TermAPR (As low as)*
12 to 36 months4.50%
37 to 60 months4.75%
61 to 72 months5.00%

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $15,000 loan for a term of 36 months with a 4.50% APR, the monthly payment will be $446.39.

Recreational Vehicle Rates for 2020 and Newer Year Models

TermAPR (As low as)*
Up to 60 months6.25%*
61 to 84 months6.75%*
85 to 120 months7.25%*

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $20,000 loan for a term of 60 months with a 6.25% APR, the monthly payment will be $389.24.

  • Recreational Vehicle Loans may require up to a 20% down payment.

Used Recreational Vehicle Rates for 2011-2019 Year Models

TermAPR (As low as)*
Up to 36 months7.50%*
37 to 60 months8.00%*
61 to 84 months8.50%*

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $15,000 loan for a term of 36 months with a 7.50% APR, the monthly payment will be $466.92.

  • 72 months available for $25,000 or greater
  • 84 months available for $30,000 or greater
  • 96 to 120 months available for $50,000 or greater
  • Recreational Vehicle Loans may require up to a 20% down payment.

ATV & Jet Ski Rates for 2020 and Newer Year Models

TermAPR (As low as)*
Up to 60 months7.75%

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $15,000 loan for a term of 60 months with a 7.75% APR, the monthly payment will be $302.60.

Used ATV & Jet Ski Rates for 2011-2019 Year Models

TermAPR (As low as)*
Up to 36 months9.00%

*APR is Annual Percentage Rate. APR is effective as of 01/19/2021. Payment Example: For a $10,000 loan for a term of 36 months with a 9.00% APR, the monthly payment will be $318.27.

*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.