CO-OP ATM Network

Now you can get cash surcharge-free at more ATMs than ever. Our members can visit any of nearly 30,000 ATMs that display the CO-OP logo. So whether you’re across town, or far from home for work or pleasure, you’re never far from your money.

  • Use surcharge-free ATMs at places like 7-Eleven® and Costco®
  • Make deposits at nearly 9,000 ATMs across the country, including several locations throughout San Antonio
  • Never pay a surcharge at participating locations
  • Locate an ATM wherever you are—through any of our easy locator tools, including phone, mobile app, text messaging or Internet

More surcharge-free ATMs than just about any bank anywhere.

CO-OP ATM network mapGFCU and CO-OP are pleased to provide you with:

  • Completely surcharge-free transactions, with no limit on the number of monthly transactions – no ATM surcharges from GFCU or participating CO-OP ATM owners
  • 185 surcharge-free locations in the San Antonio area, include participating credit unions
  • Access to drive-up ATMs for convenience
  • Depository ATMs are available at some locations
  • Use your GFCU debit and credit cards to withdraw cash surcharge-free
ATM Locator Tools

Use our easy locator tools and filters to find 24-Hour, Drive Up, Walk Up and Deposit ATMs in the CO-OP Shared ATM Network.

*Graph shows January 2020 comparison based on claims located at,,,, and
**Includes 1,780 locations with restricted access.