Auto Loan Rates
Auto Rates
APR (As low as)*
APR (As low as)*
*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to New and Used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. Rates listed for New Auto Loans only also include a discount of 0.20%, which will be applied to a New Auto Loan. Rates effective 01/01/2026. Payment Example: For a $15,000 loan for a term of 36 months with a 4.95% APR, the monthly payment will be $449.23.
84 months available for $30,000 or greater
72 months available for $20,000 or greater
60 months available for $10,000 or greater
48 months available for $5,000 or greater
Motorcycle Rates
APR (As low as)*
APR (As low as)*
*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to a new Motorcycle Loan that is enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. APR is effective as of 01/01/2026. Payment Example: For a $15,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $294.48.
Recreational Vehicle Rates for 2024 and Newer Year Models
APR (As low as)*
*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to a new Boat or Recreational Vehicle Loan that is enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. APR is effective as of 01/01/2026. Payment Example: For a $20,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $392.64.
Used Recreational Vehicle Rates for 2015-2023 Year Models
APR (As low as)*
*APR is Annual Percentage Rate. Rates listed reflect a discount of 0.25%, which may be applied to a new Boat or Recreational Vehicle Loan that is enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at the time of closing. Effective as of 01/01/2026. Payment Example: For a $20,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $392.64.
72 months available for $25,000 or greater
84 months available for $30,000 or greater
96 to 120 months available for $50,000 or greater
ATV & Jet Ski Rates for 2024 and Newer Year Models
APR (As low as)*
*APR is Annual Percentage Rate. Rate listed includes a discount of 0.25%, which may be applied to a new ATV or Jet Ski Loan that is enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. APR is effective as of 01/01/2026. Payment Example: For a $15,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $294.48.
Used ATV & Jet Ski Rates for 2015-2023 Year Models
APR (As low as)*
*APR is Annual Percentage Rate. Rate listed includes a discount of 0.25%, which may be applied to a new ATV or Jet Ski Loan that is enrolled in automatic payments from a MyAdvantage Checking or MyAdvantage Plus Checking account at time of closing. APR is effective as of 01/01/2026. Payment Example: For a $15,000 loan for a term of 36 months with a 6.64% APR, the monthly payment will be $460.69.
*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.