Vehicle Rates

Auto Rates

Terms

2024 + Newer Models
APR (As low as)*

Used 2015-2023 Year Models
APR (As low as)*

36 Months

5.15%

60 Months

5.95%

72 Months

6.00%

84 Months

6.65%

*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to new and used Auto Loans that are enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 01/22/2025. Payment Example: For a $15,000 loan for a term of 36 months with a 5.15% APR, the monthly payment will be $450.59.

84 months available for $30,000 or greater
72 months available for $20,000 or greater
60 months available for $10,000 or greater
48 months available for $5,000 or greater

Motorcycle Rates

Terms

2024 + Newer Models
APR (As low as)*

Used 2015-2023 Year Models
APR (As low as)*

60 Months

6.64%

72 Months

7.14%

*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to a new Motorcycle Loan that is enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 01/22/2025. Payment Example: For a $15,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $294.48.

Recreational Vehicle Rates for 2024 and Newer Year Models

Terms

2024 + Newer Models
APR (As low as)*

Up to 60 Months

6.64%

61 to 84 Months

7.14%

85 to 120 Months

8.00%

*APR is Annual Percentage Rate. Rates listed include a discount of 0.25%, which may be applied to a new Boat or Recreational Vehicle Loan that is enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 01/22/2025. Payment Example: For a $20,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $392.64.

Recreational Vehicle Loans may require up to a 20% down payment.

Used Recreational Vehicle Rates for 2015-2023 Year Models

Terms

2015 to 2023 Year Models
APR (As low as)*

37 to 60 Months

6.64%

61 to 84 Months

7.14%

*APR is Annual Percentage Rate. Rates listed reflect a discount of 0.25%, which may be applied to a new Boat or Recreational Vehicle Loan that is enrolled in automatic payments from a MyAdvantage Checking account at the time of closing. Effective as of 01/22/2025. Payment Example: For a $20,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $392.64.

72 months available for $25,000 or greater
84 months available for $30,000 or greater
96 to 120 months available for $50,000 or greater
Recreational Vehicle Loans may require up to a 20% down payment.

ATV & Jet Ski Rates for 2024 and Newer Year Models

Terms

2024 + Newer Models
APR (As low as)*

Up to 60 Months

6.64%

*APR is Annual Percentage Rate. Rate listed includes a discount of 0.25%, which may be applied to a new ATV or Jet Ski Loan that is enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 01/22/2025. Payment Example: For a $15,000 loan for a term of 60 months with a 6.64% APR, the monthly payment will be $294.48.

Used ATV & Jet Ski Rates for 2015-2023 Year Models

Terms

2015 to 2023 Year Models
APR (As low as)*

Up to 36 Months

6.64%

*APR is Annual Percentage Rate. Rate listed includes a discount of 0.25%, which may be applied to a new ATV or Jet Ski Loan that is enrolled in automatic payments from a MyAdvantage Checking account at time of closing. APR is effective as of 01/22/2025. Payment Example: For a $15,000 loan for a term of 36 months with a 6.64% APR, the monthly payment will be $460.69.

*All loans subject to approval. Rates are subject to change without notice. Rates and terms may vary based on creditworthiness. A fee of $75 will be assessed for any refinance of an existing GFCU loan. This fee applies to both secured and unsecured loans.