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MyAdvantage Plus Checking

What's Your Financial Style?

What's Your Financial Style?

Find Out Which MyAdvantage Plus Checking Value-Added Service Category Best Suits You

Are you a money maestro or a deal detective? A security specialist or an accidental adventurer? Answer 12 questions to discover your financial personality and find the MyAdvantage Plus Checking features that align with your lifestyle!

What do your results say about your financial style? Find out below!

The Time-Hacker & Savvy Side Hustler

You value convenience and efficiency above all else. You’re always looking for ways to streamline your life and make the most of every minute. Your perfect financial style aligns with Financial & Convenience Values.

The features you would enjoy most with a MyAdvantage PLUS Checking account are:

  • Getting paid up to 2 days early1
  • Earning interest on your money*
  • Zelle®
  • Complimentary access to Online and Mobile Banking, Bill Pay Service and our CO-OP ATM Network

Defensive Strategist & Family Planner

You’re not paranoid; you’re prepared. You prioritize protection and security, ensuring that you and your loved ones are safe from financial threats. Your perfect financial style aligns with Protection & Security Values.

The features you would enjoy most with a MyAdvantage PLUS Checking account are:

  • Cell Phone Protection6,7
  • Dark Web Monitoring5
  • Identity Theft Protection & Resolution8
  • Credit Monitoring & Credit Score5,9
  • Access to Credit Report every 6 months5
  • Accidental Death Insurance7

Points Fanatic & Deal Maker

You see every transaction as an opportunity to gain something in return. You love a good deal and are a master of maximizing your rewards. Your perfect financial style aligns with Rewards & Savings Values.

The features you would enjoy most with a MyAdvantage PLUS Checking account are:

  • Visa Debit Card REWARDS2
  • 1 Box of Standard Checks each year
  • 4 no-cost Money Orders each year
  • 4 no-cost Cashier’s Checks each year
  • $hopping RewardsTM,3
  • Travel and Leisure Discounts4
  • Health Discount Savings5 (THIS IS NOT INSURANCE)

Prepared Adventurer

You’re a free spirit who loves living in the moment, but you’re also smart enough to have a safety net. You’re ready for anything because you have the support you need when things go wrong. Your perfect financial style aligns with Assistance & Support Values.

The features you would enjoy most with a MyAdvantage PLUS Checking account are:

  • Telehealth5,10
  • Roadside Assistance7

Ready for ALL the advantages?

OPEN AN ACCOUNT NOW

Choose the checking account that's right for you.

Generations’ consumer checking options include Basic Checking, MyAdvantage Checking and MyAdvantage Plus Checking. Review details to see which is best for you.

Coverage

Monthly Fee

Get Paid Up To 2 Days Early1

Minimum Opening Balance

Earns Interest*

Visa® Debit Card REWARDS2

Visa® Debit Card & Online/Mobile Banking Access

ZELLE®

Bill Pay Service

Access to CO-OP ATM Network

One (1) Box of Free Standard Checks Per Calendar Year

Four (4) Complementary Money Orders Per Calendar Year

Four (4) Complementary Cashier's Checks Per Calendar Year

Telehealth5,10

Dark Web Monitoring5

Cell Phone Protection6,7

Identity Theft Protection & Resolution Services8

Credit Monitoring & Credit Score5,9

Credit Report5

Accidental Death & Dismemberment Coverage7

$hopping RewardsTM,3

Travel and Leisure Discounts4

Health Discount Savings5

Roadside Assistance7

Account Holder, Joint Account Holder & Family Members8
$8.95
(Waived for the first 90 days!**)
Yes
$25
Yes, Tiered*
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes + Family
Yes + Family
Up to $800 Per Claim
Yes + Family
DAILY Credit Monitoring & Credit Scores + Family
Access Every 6 Months + Family
$10k for Primary/Joint/Spouse; $2.5k for Each Dependent Child
Yes + Family
Yes + Family
Yes + Family
Up to $100 Per Incident, Twice Per Year + Family
Account Holder & Joint Account Holder Only
$5.95
Yes
$25
Yes*
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up To $600 Per Claim
Yes
DAILY Credit Monitoring & MONTHLY Score
Access Every 6 Months
$10k for Primary & Joint
Yes
Yes
Yes
No

Basic Checking

Account Holder & Joint Account Holder Only
$0
Yes
$25
No
Yes
Yes
Yes
Yes
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No

Questions? Get Contacted.

*MyAdvantage Plus – Balance $2,000 or less: 0.00% APY, $2,000.01-$25,0000: 0.05% APY, $25,000.01-$50,0000: 0.10% APY, $50,000+: 0.10% APY; MyAdvantage – 0.05% APY. APY is Annual Percentage Yield. Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account. View complete Checking Account rates here.

1Receive your direct deposit funds the same day they are received by the credit union.

2Earn 1 point for every $5 spent (signature transactions) and 1 point for every $10 spent (PIN transactions) to redeem for gift cards, cash back, travel, merchandise, donations and more.

3Registration/activation required; available via mobile or web only.

4Available via mobile or web only.

5Registration/activation required.

6Cellular telephone bill must be paid using eligible account.

7Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in
the Guide to Benefit or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

8MyAdvantage Plus: Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. MyAdvantage: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits.

9You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on TransUnion data. Third parties may use a different type of credit score to assess your creditworthiness.

10MyAdvantage Plus: Available for the account holder(s) and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. MyAdvantage: Available for the primary account holder and their joint account holder(s). This is not insurance.