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MyAdvantage Plus Checking

What's Your Financial Style?

What's Your Financial Style?

Find the MyAdvantage PLUS Checking features that fit how you already manage money.

Are you all about speed and convenience, or making the most of every dollar? Do you prioritize security, or prefer flexibility with a little backup when you need it?

Take this quick 12-question quiz to discover your financial style and see which MyAdvantage PLUS Checking features fit your everyday life.

It only takes a minute.

Here’s how your financial style works with MyAdvantage PLUS Checking.

The Time Saver

You like things fast, easy, and on your terms. If there’s a quicker way to do something, you’ve already found it, whether that’s paying bills from your phone or sending a Zelle request before the check even hits the table.

Your financial style aligns with convenience and efficiency.

That’s why features that help you move faster and stay in control of your money just make sense for you.

The MyAdvantage PLUS Checking features you’d enjoy most are:

  • Getting paid up to 2 days early¹
  • Earning interest on your money*
  • Zelle®
  • Complimentary access to Online and Mobile Banking, Bill Pay Service and our CO-OP ATM Network
The Time Saver

The Protector

You don’t take chances when it comes to your money. Whether it’s checking your credit score, monitoring your accounts, or making sure your information is protected, you feel better knowing everything is secure and handled.

Your financial style aligns with protection and security.

That’s why having built-in tools that help protect your information and give you peace of mind is important to you.

The MyAdvantage PLUS Checking features you’d enjoy most are:

  • Cell Phone Protection⁶˒⁷
  • Dark Web Monitoring⁵
  • Identity Theft Protection & Resolution⁸
  • Credit Monitoring & Credit Score⁵˒⁹
  • Access to Credit Report every 6 months⁵
  • Accidental Death Insurance⁷

The Deal Seeker

You know a good deal when you see one, and you don’t miss it. From rewards points to travel discounts, you’re always looking for ways to get more out of your money.

Your financial style aligns with maximizing value and rewards.

That’s why features that help your money go further and give you something back are right up your alley.

The MyAdvantage PLUS Checking features you’d enjoy most are:

  • 1 Box of Standard Checks each year
  • 4 no-cost Money Orders each year
  • 4 no-cost Cashier’s Checks each year
  • Shopping Rewards™˒³
  • Travel and Leisure Discounts⁴
  • Health Discount Savings⁵ (THIS IS NOT INSURANCE)

The Go-With-the-Flow Planner

You like living in the moment, but you also like knowing you’ve got backup when you need it. Whether it’s a last-minute road trip or a busy week on the go, having support in place gives you the freedom to just go.

Your financial style aligns with flexibility and support.

That’s why having access to helpful services when life happens makes a big difference for you.

The MyAdvantage PLUS Checking features you’d enjoy most are:

  • Telehealth⁵˒¹⁰
  • Roadside Assistance⁷

Ready for ALL the advantages?

OPEN AN ACCOUNT NOW

Choose the checking account that's right for you.

Generations’ consumer checking options include Basic Checking, MyAdvantage Checking and MyAdvantage Plus Checking. Review details to see which is best for you.

Coverage

Monthly Fee

Get Paid Up To 2 Days Early1

Minimum Opening Balance

Earns Interest*

Visa® Debit Card REWARDS2

Visa® Debit Card & Online/Mobile Banking Access

ZELLE®

Bill Pay Service

Access to CO-OP ATM Network

One (1) Box of Free Standard Checks Per Calendar Year

Four (4) Complementary Money Orders Per Calendar Year

Four (4) Complementary Cashier's Checks Per Calendar Year

Telehealth5,10

Dark Web Monitoring5

Cell Phone Protection6,7

Identity Theft Protection & Resolution Services8

Credit Monitoring & Credit Score5,9

Credit Report5

Accidental Death & Dismemberment Coverage7

$hopping RewardsTM,3

Travel and Leisure Discounts4

Health Discount Savings5

Roadside Assistance7

Account Holder, Joint Account Holder & Family Members8
$8.95
(Waived for the first 90 days!**)
Yes
$25
Yes, Tiered*
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes + Family
Yes + Family
Up to $800 Per Claim
Yes + Family
DAILY Credit Monitoring & Credit Scores + Family
Access Every 6 Months + Family
$10k for Primary/Joint/Spouse; $2.5k for Each Dependent Child
Yes + Family
Yes + Family
Yes + Family
Up to $100 Per Incident, Twice Per Year + Family
Account Holder & Joint Account Holder Only
$5.95
Yes
$25
Yes*
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Yes
Up To $600 Per Claim
Yes
DAILY Credit Monitoring & MONTHLY Score
Access Every 6 Months
$10k for Primary & Joint
Yes
Yes
Yes
No

Basic Checking

Account Holder & Joint Account Holder Only
$0
Yes
$25
No
Yes
Yes
Yes
Yes
Yes
No
No
No
No
No
No
No
No
No
No
No
No
No
No

Questions? Get Contacted.

*MyAdvantage Plus – Balance $2,000 or less: 0.00% APY, $2,000.01-$25,0000: 0.05% APY, $25,000.01-$50,0000: 0.10% APY, $50,000+: 0.10% APY; MyAdvantage – 0.05% APY. APY is Annual Percentage Yield. Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account. View complete Checking Account rates here.

1Receive your direct deposit funds the same day they are received by the credit union.

2Earn 1 point for every $5 spent (signature transactions) and 1 point for every $10 spent (PIN transactions) to redeem for gift cards, cash back, travel, merchandise, donations and more.

3Registration/activation required; available via mobile or web only.

4Available via mobile or web only.

5Registration/activation required.

6Cellular telephone bill must be paid using eligible account.

7Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in
the Guide to Benefit or on the insurance document. Insurance Products are not insured by the NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.

8MyAdvantage Plus: Benefits are available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account owner who are residents of the same household. MyAdvantage: Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits.

9You will have access to your credit report and score provided your information has been verified by the CRA. Credit score is a VantageScore 3.0 based on TransUnion data. Third parties may use a different type of credit score to assess your creditworthiness.

10MyAdvantage Plus: Available for the account holder(s) and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance. MyAdvantage: Available for the primary account holder and their joint account holder(s). This is not insurance.