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GEN Now

Funds When You Need Them Most

Members Apply Now
Funds When You Need Them Most

GEN Now Personal Loans

Sudden Expenses? We have a budget-friendly solution!

Sudden expenses can pop up at any time.
 
This is even more true when you have a family, a car, or own a home; but, with a GEN Now Loan from Generations FCU, it’s never been easier or faster to get back on your feet with a budget-friendly solution!
 
The next time you need to take care of sudden vehicle or home repairs, make a major purchase or just wish to pay off higher-rate debt, look to GEN Now from GFCU.

  • Members can apply online and receive $500 to $4,000 in minutes with approval.1
  • Fixed rates as low as 9.74% APR2
  • Terms up to 36 months3
  • First payment due 45 days after closing
  • Fast, paperless application, decision, and payments

Fixed Rates

As Low As

9.74% APR APR
Apply Online Now

GEN Now Member Benefits

Application available 24/7

Approved funds post in 2-3 minutes

Payment terms up to 36 months

Not a Member? Apply Today!

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ADDED BENEFITS

Quick, Convenient & 100% Paperless

GEN Now is completed 100% online from the application to the loan closing documents, and funds are deposited to you within minutes of approval, making it the quickest way to get the cash you need when you need it.

Apply Now

GEN Now Loan Rates

Terms
APR (As low as)*
Up to 36 months
9.74%

*APR is Annual Percentage Rate. Rates listed include a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account. Rates effective 02/04/2025. Payment Example: For a $4,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $128.58. All loans are subject to approval. Rates, terms, and conditions are subject to change.

Mobile Banking

Account Management 24/7 from the Palm of your Hand

If you’re currently enrolled in Online Banking, then you already have access to the GFCU Mobile App. Simply download the app from the Apple App Store or Google Play Store and sign in with your Online Banking credentials.

  • View your loan balance(s)
  • Make payments
  • View monthly account statements
  • And more!

Questions? Get Contacted.

1GEN Now is only available for current GFCU members who meet underwriting qualifications. All loans are subject to approval. Some loans may be referred for additional review and consideration by the Consumer Lending team. Minimum borrower credit score for a GEN Now loan is 560. Refinances of existing GFCU loans are not eligible. Loan minimum $500. Loan maximum $4,000.

2APR is Annual Percentage Rate. Rates listed include a rate discount of 0.25%, which is applied to a new personal loan when enrolled in automatic payments from a MyAdvantage Checking account.

3Payment Example: For a $4,000 loan for a term of 36 months with a 9.74% APR, the monthly payment will be $128.58.