Checking Accounts
Create a solid financial foundation with a checking account at GFCU. With a secure way to make and accept payments, a checking account is one of the first steps to proper financial management.
Checking Account Benefits
Our full-service Checking Accounts provide you with countless convenient features, including Mobile Banking, access to nearly 30,000 ATMs through the CO-OP ATM Network, a free GFCU Visa® debit card, and FAST direct deposit processing – so you can get paid up to 2 days early!
Banking Locations
GFCU offers convenient branch locations throughout Bexar County, which are equipped with Night Deposit Boxes. We are also part of the CO-OP Shared Branching Network, giving our members access to more than 5,000 shared credit union locations across the country.
ATM Locations
You can find an ATM location near you on our Generations Locations page. Generations FCU is part of the CO-OP ATM Network. CO-OP’s Network gives you access to nearly 30,000 ATMs, which means you have more direct, surcharge-free access to your money than most traditional bank customers do.
Mobile Banking
Accessible through the Generations app, Mobile Banking provides you with safe access to your money. You can use the app to conduct transactions similar to Online Banking, and the mobile app allows members to deposit checks securely via the Smart Deposit feature.
Choose the checking account that's right for you.
Generations’ consumer checking options include Basic Checking and MyAdvantage Checking. Review details to see which is best for you.
Get Paid Up To 2 Days Early – Receive your direct deposit funds the same day they are received by the credit union.
Earns Interest*
Free Visa® Debit Card
Access to Online & Mobile Banking
Minimum Opening Balance
Free Bill Pay Service
Access to CO-OP ATM Network
Monthly Service Fee
One Box of Free Standard Checks Per Calendar Year
4 Complementary Money Orders Per Calendar Year
4 Complementary Cashier's Checks Per Calendar Year
Telehealth
Dark Web Monitoring
Cell Phone Protection
Identity Theft Protection & Resolution Services
Daily Credit Monitoring & Monthly Credit Score
$hopping Rewards
Access to Credit Report Every 90 Days
Travel and Leisure Discounts
Health Discount Savings
Basic Checking
- Mary Garza
“Every transaction I have with GENFCU, whether it be through the drive thru, on the phone or in person, I have never received such exceptional customer service like I do with GENFCU.”
-Noah Guerrero
“Absolutely no complaints, Generations team is very well knowledgeable with procedures and necessities for you. Highly recommended to all my friends and family across the board for services.”
- Leon Tamayo
“GFCU made setting up my checking account an extremely easy and smooth process. Very professional!”
How to Get Started:
Become a Member
Choose the Right Product for You
Schedule an Appointment
Not a Generations Member Yet?
There are many ways to become a member, and you can establish your membership with just $5. There are also many benefits to becoming a member of a credit union, including access to dividend-yielding savings and deposit accounts, as well as competitive loans and credit products.
Ready to become a Generations member and open your account?
Questions? Get Contacted.
*0.05% Dividend Rate. 0.05% APY is Annual Percentage Yield. Published rates and APYs are subject to change daily. Fees and other conditions could reduce earnings on the account. View complete Checking Account rates here.