We have one simple goal: help you reach yours.

Certificates. Let your money start working for you.

Certificates are a great way to earn interest and save money. It’s really a sure thing – and these days there aren’t many of those. It’s as simple as adding your money and earning interest. It’s that easy and guaranteed.

Get a higher interest rate you can count on.

  • Flexible terms and variable products; start saving with a 6-month certificate
  • Minimum investment of as little as $1,000
  • Supplement your savings, especially if you won't need immediate access to funds
  • Higher rate of return than a savings account
  • Funds are insured by the NCUA

Certificate Rates

Regular Certificate*Dividend Rate (APR) Annual Yield (APY)
6 Months**1.00%1.00%
12 Months1.74%1.75%
18 Months1.78%1.80%
24 Months1.88%1.90%
36 Months2.08%2.10%
48 Months2.13%2.15%
60 Months2.38%2.40%

*1,000 minimum balance

Jumbo Certificate***Dividend Rate (APR)Annual Yield (APY)
6 Months1.09%1.09%
12 Months1.83% 1.85%
18 Months1.78%1.80%
24 Months1.98%2.00%
36 Months2.18%2.20%
48 Months2.23%2.25%
60 Months2.47%2.50%

***$100,000 minimum balance

Rates are effective as of 6/20/18. Published rates and annual percentage yields (APYs) are subject to change daily.

A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties.

Share certificates are available with a minimum deposit of $1,000.

Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and interest is compounded monthly. The stated APY assumes principal and interest remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.

Your investments are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency backed by the full faith and credit of the United States Government.

How Much Will My Savings Grow?*

Compound interest can have a dramatic effect on the growth of a series of regular savings and initial lump sum deposits. Use this calculator to determine the future value of your savings and lump sum.

*Calculators are not a guarantee of credit or loans.