Generations Rewards

The best way to earn rewards on everyday purchases!

With the Generations Rewards Visa® Credit Card, you can earn 1.5 Rewards Points for every $1 transaction made with your card. That means you’ll earn more rewards the more you use your card, and your rewards can be redeemed for a variety of items, including:

  • Statement credit
  • Cash back
  • Gift cards
  • Fuel redemption
  • Travel purchases
  • And more!

What sets the Generations Rewards Visa® Credit Card apart?

Our cardholders enjoy:

checkmark  1.5 Rewards Points earned for every $1 transaction made.

    • Including Grocery Stores, Streaming Services, Gas Stations and Rental Cars.

checkmark  No annual fee or cash advance fee.2

checkmark  No cap or limit on the amount of reward points that can be earned.

checkmark  Real Time Rewards

    • Statement Credit – Use your rewards to pay down the balance of your Generations Rewards credit card (within 1 to 2 statement cycles, depending on the date of your purchase)
    • Pay With Points and Fuel With Points – Redeem rewards on purchases with qualifying transactions at participating retailers.

checkmark  Cash Back – Transfer all or part of your Generations Rewards earnings to your GFCU Checking Account

checkmark  Gift Cards for online and in-person retailers

checkmark  Travel Purchases including airfare and accommodations

checkmark  Charity Donations – Join #GFCUCares in supporting local charities who are #MakingWaves and providing services right here in our community

checkmark  Complimentary cost-saving benefits included, such as:

    • Rate discounts on qualified GFCU consumer loans.3
    • Option to redeem points to cover Skip-A-Payment fees4

checkmark  Theme Park Tickets and more!

Want to start earning rewards on your everyday purchases?

Transition Details for Cardholders:

Moving from Earned Rewards & Earned Premium Rewards Cards to Generations Rewards

Here’s what you need to know:

  • On November 1, 2023, your Earned Rewards Card automatically became a Generations Rewards Card. Your card and account was transitioned automatically, so you do not need to take any action.
  • You received 500 Bonus Rewards Points on November 1, 2023!
  • You can view your rewards balance and redeem rewards online by registering at genrewards.mygenfcu.org.
  • You earned DOUBLE points on every transaction with your card from November 1, 2023 – January 2, 2024.


Woman makes contactless payment with credit card at store

View and Redeem Rewards Points Any Time!

Credit Card Rates

Credit Card Rates

TypeAPR (as low as)*
Share Secured16.25%
Generations Rewards18.00%
Generations Rewards Visa® Signature18.00%
Line of Credit13.25%

*APR is Annual Percentage Rate. Rates are effective as of 04/24/2024. View our Application and Solicitation Disclosure for a complete list of transaction fees, penalty fees and APRs for each card type.