Our Rates


Commercial Money Market Rates

Daily BalanceDividend Rate (APR)Annual Yield (APY)

Rates listed above are Annual Percentage Rates (APR) and Annual Percentage Yields (APY). The APR and APY are as of 12/17/19. Rates are subject to change without notice.

Commercial Loans

Commercial loan rates will vary with the market and loan amounts are subject to review. Please contact one of our Commercial Services team members at 210-767-5202 for more information and the most up-to-date loan rates.

Commercial Certificate

Term*Dividend Rate (APR)Annual Yield (APY)
6 months1.25%1.26%
12 months1.69%1.70%
18 months1.74%1.75%
24 months1.83%1.85%
36 months1.93%1.95%
48 months2.00%2.02%
60 months2.14%2.16%

*$1,000 minimum balance

Jumbo Commercial Certificate

Term**Dividend Rate (APR)Annual Yield (APY)
6 months1.29*%1.30%
12 months1.72%1.73%
18 months1.77%1.78%
24 months1.86%1.88%
36 months1.96%1.98%
48 months2.03%2.05%
60 months2.17%2.19%

**$100,000 minimum balance

Rates are effective as of 12/17/19. Published rates and annual percentage yields (APYs) are subject to change daily.

A penalty will be imposed for early withdrawal. Tax-deferred Certificates may include additional penalties.

Share certificates are available with a minimum deposit of $1,000.

Annual Percentage Yield (APY) is accurate as of effective date. Rates are fixed for term and interest is compounded monthly. The stated APY assumes principal and interest remain on deposit until maturity. Fees and other conditions could reduce earnings on the account.

Your investments are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government Agency backed by the full faith and credit of the United States Government.